The Master Equifax & TransUnion B* Bumpage Thread

RAguy · October 19, 2011

There appears to be a break-point at 5 inquiries.

IOW, once you get to 5, the incremental increases in your FICO score become tiny.

You'll notice that the FICO Estimator lumps 6 or more inquiries into one group:

http://www.myfico.co...scoreestimator/

I did notice a roughly 20 point increase in FAKO points on USAA and MPM and about 10 point on EC

BobWang · October 19, 2011

BobWang · October 23, 2011

To Mr. Bobwang,

I have been reading your post about the magic B*, would you kindly see my reports below and let me know the status of my EQ pulls. I am currently using USAA & EC. Also waiting for the pending response from MPM. When would I expect to see the B* Thank you in advance!

HARDS

CAPITAL ONE

08/14/11, 04/11/11, 06/27/10

CAPITAL ONE BANK USA NA

09/26/11

CHASE HOME FINANCE

12/21/09

HSBC BEST BUY

06/04/11

BANK ONE

04/11/11

KEY BANK,NA-CANTON CLC

05/12/11

SHOPNBC

03/19/11

STERLING

09/25/11

SOFT

ANDERA 10/09/11 (1)

AR-CAPITAL ONE 09/06/11

CIC/EXPERIAN ALRTS 10/11/11 (1)

DTC-COMCAST - WASHINGTON 09/13/11

COMCAST - WASHINGTON 03/15/11

CREDITEXPERT 1-866-673-0140 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11 (12)

EQUIFAX INFO SVCS. 11/04/09

EQUIFAX INFO SVCS. 11/03/09

EQUIFAX 09/26/11, 09/21/11, 03/09/11, 02/28/11, 12/15/10

EQUIFAX 03/09/11

ND-EQUIFAX 03/09/11

EQUIFAX INFO SVCS. 12/22/09, 12/22/09, 11/20/09, 11/10/09

Equifax Consumer Services 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11, 10/10/11, 10/09/11, 10/08/11, 10/07/11, 10/06/11, 10/05/11, 10/01/11, 06/05/11, 05/21/11, 04/28/11, 03/22/11 (23)

ND-Equifax Consumer Services 10/22/11

ND-Equifax Consumer Services 10/15/11

ND-Equifax Consumer Services 09/30/11

ND-Equifax Consumer Services 09/30/11

ND-Equifax Consumer Services 09/30/11

ND-Equifax Consumer Services 03/19/11

ND-Equifax Consumer Services 08/30/10

EQUIFAX INFORMATION SVS 10/21/11

FAIR ISAAC 10/03/11 (1)

ND-FAIR ISAAC 05/08/10

AR-FANNIE MAE CONSUMER RES CTR. 07/26/11

ND-HSBC BANK 10/18/11, 10/06/11

AR-HOUSEHOLD BANK 09/21/11

ND-KEYBANK 11/22/10, 03/22/10

PRM ONL-KEYBANK 11/22/10

AR-US BANK NA 10/14/11

(38 Total)

My husbands:

CAPITAL ONE

08/14/11, 07/28/11, 06/27/10

CAPITAL ONE BANK USA NA

09/26/11, 01/01/10

CHASE HOME FINANCE

12/21/09

DISCOVER FINANCIAL SERVICES

11/01/09

GECRB/SAM'S CLUB

06/27/10

GECRB/WALMART

01/01/10

GECRBPAYPALSMARTCONN

11/01/09

HOUSEHOLD CREDIT SERVICES

10/06/11

HSBC BEST BUY

11/01/09

STERLING

09/26/11, 09/21/11

WEBBANK/BML

09/14/11

SOFTS

AR-CAPITAL ONE 09/06/11

AR-CAPTIAL ONE BANK USA NA 10/11/11

EQUIFAX 12/02/10

EQUIFAX INFO SVCS. 11/22/09, 11/08/09

EQUIFAX INFO SVCS. 11/04/09

EQUIFAX INFO SVCS. 06/01/11, 12/04/09, 11/24/09, 11/10/09, 11/10/09

Equifax Consumer Services 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11, 10/10/11, 10/09/11, 10/08/11, 10/07/11, 10/06/11, 10/05/11, 10/02/11, 04/20/11 (20)

Equifax Consumer Services 03/27/11

ND-Equifax Consumer Services 10/22/11

ND-Equifax Consumer Services 10/15/11

ND-Equifax Consumer Services 10/06/11

ND-Equifax Consumer Services 09/30/11

ND-Equifax Consumer Services 09/30/11

ND-Equifax Consumer Services 03/27/11

ND-Equifax Consumer Services 12/19/09

EQUIFAX INFORMATION SVS 10/17/11

EQUIFAX INFO SVCS. 10/30/09

FAIR ISAAC 10/03/11 (1)

AR-FANNIE MAE CONSUMER RES CTR. 07/26/11

ND-HSBC BANK 10/06/11

AR-HOUSEHOLD BANK 09/21/11

ND-KEYBANK 12/09/09

ND-PEMCO::1796993884 01/20/11

(21 Total)

wencomienda · October 23, 2011

I appreciate you Bob!

Can you tell me if we have been C'd, if so when? I just couldn't really figure it out myself.

BobWang · October 23, 2011

To Mr. Bobwang,

I have been reading your post about the magic B*, would you kindly see my reports below and let me know the status of my EQ pulls. I am currently using USAA & EC. Also waiting for the pending response from MPM. When would I expect to see the B* Thank you in advance!

HARDS

CAPITAL ONE

08/14/11, 04/11/11, 06/27/10

CAPITAL ONE BANK USA NA

09/26/11

CHASE HOME FINANCE

12/21/09

HSBC BEST BUY

06/04/11

BANK ONE

04/11/11

KEY BANK,NA-CANTON CLC

05/12/11

SHOPNBC

03/19/11

STERLING

09/25/11

SOFT

ANDERA 10/09/11 (1)

AR-CAPITAL ONE 09/06/11

CIC/EXPERIAN ALRTS 10/11/11 (1)

DTC-COMCAST - WASHINGTON 09/13/11

COMCAST - WASHINGTON 03/15/11

CREDITEXPERT 1-866-673-0140 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11 (12)

EQUIFAX INFO SVCS. 11/04/09

EQUIFAX INFO SVCS. 11/03/09

EQUIFAX 09/26/11, 09/21/11, 03/09/11, 02/28/11, 12/15/10

EQUIFAX 03/09/11

ND-EQUIFAX 03/09/11

EQUIFAX INFO SVCS. 12/22/09, 12/22/09, 11/20/09, 11/10/09

Equifax Consumer Services 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11, 10/10/11, 10/09/11, 10/08/11, 10/07/11, 10/06/11, 10/05/11, 10/01/11, 06/05/11, 05/21/11, 04/28/11, 03/22/11 (23)

ND-Equifax Consumer Services 10/22/11

ND-Equifax Consumer Services 10/15/11

ND-Equifax Consumer Services 09/30/11

ND-Equifax Consumer Services 09/30/11

ND-Equifax Consumer Services 09/30/11

ND-Equifax Consumer Services 03/19/11

ND-Equifax Consumer Services 08/30/10

EQUIFAX INFORMATION SVS 10/21/11

FAIR ISAAC 10/03/11 (1)

ND-FAIR ISAAC 05/08/10

AR-FANNIE MAE CONSUMER RES CTR. 07/26/11

ND-HSBC BANK 10/18/11, 10/06/11

AR-HOUSEHOLD BANK 09/21/11

ND-KEYBANK 11/22/10, 03/22/10

PRM ONL-KEYBANK 11/22/10

AR-US BANK NA 10/14/11

(38 Total)

My husbands:

CAPITAL ONE

08/14/11, 07/28/11, 06/27/10

CAPITAL ONE BANK USA NA

09/26/11, 01/01/10

CHASE HOME FINANCE

12/21/09

DISCOVER FINANCIAL SERVICES

11/01/09

GECRB/SAM'S CLUB

06/27/10

GECRB/WALMART

01/01/10

GECRBPAYPALSMARTCONN

11/01/09

HOUSEHOLD CREDIT SERVICES

10/06/11

HSBC BEST BUY

11/01/09

STERLING

09/26/11, 09/21/11

WEBBANK/BML

09/14/11

SOFTS

AR-CAPITAL ONE 09/06/11

AR-CAPTIAL ONE BANK USA NA 10/11/11

EQUIFAX 12/02/10

EQUIFAX INFO SVCS. 11/22/09, 11/08/09

EQUIFAX INFO SVCS. 11/04/09

EQUIFAX INFO SVCS. 06/01/11, 12/04/09, 11/24/09, 11/10/09, 11/10/09

Equifax Consumer Services 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11, 10/10/11, 10/09/11, 10/08/11, 10/07/11, 10/06/11, 10/05/11, 10/02/11, 04/20/11 (20)

Equifax Consumer Services 03/27/11

ND-Equifax Consumer Services 10/22/11

ND-Equifax Consumer Services 10/15/11

ND-Equifax Consumer Services 10/06/11

ND-Equifax Consumer Services 09/30/11

ND-Equifax Consumer Services 09/30/11

ND-Equifax Consumer Services 03/27/11

ND-Equifax Consumer Services 12/19/09

EQUIFAX INFORMATION SVS 10/17/11

EQUIFAX INFO SVCS. 10/30/09

FAIR ISAAC 10/03/11 (1)

AR-FANNIE MAE CONSUMER RES CTR. 07/26/11

ND-HSBC BANK 10/06/11

AR-HOUSEHOLD BANK 09/21/11

ND-KEYBANK 12/09/09

ND-PEMCO::1796993884 01/20/11

(21 Total)

goughjustin · October 28, 2011

I want to know if I should keep all 4 of these Credit Monitors, or are some canceling each other out.

1. Credit Check Monitor (through USAA)

2. My Privacy Matters (Through EIDT)

3. Equifax Complete Premier Plan (Through Equifax site)

4. TrueCredit (Through Transunion site)

I have the funds to keep all 4, if they are all productive and all 4 would help Bumping.

Stanggt03 · October 28, 2011

True Credit is the same as MPM. If it's pulling EQ every day, it's overwriting. I thought TC only pulled TU daily.

BobWang · October 28, 2011

goughjustin · October 28, 2011

I do not understand this picture, can you give a quick explanation?

It looks like I need to choose between MPM and TC, these appear to be interchangeable and not productive to have both. Is this correct?

BobWang · October 28, 2011

TC does nothing for B*

uncoder2010 · October 29, 2011

Does C$ do it's own pull automatically or am I missing something on their website?

BobWang · October 29, 2011

Does C$ do it's own pull automatically or am I missing something on their website?

If you just signed up for C$, you may have to wait a month for the "trial" to end.

Some have called to cancel the "trial", re-sign up, and start pulling manually immediately.

uncoder2010 · October 29, 2011

Does C$ do it's own pull automatically or am I missing something on their website?

If you just signed up for C$, you may have to wait a month for the "trial" to end.

Some have called to cancel the "trial", re-sign up, and start pulling manually immediately.

Ok, I think I was confused based on yesterday's thread (http://creditboards.com/forums/index.php?showtopic=475521&view=findpost&p=4542041)

C$ = CreditSecure (by Amex)

CS = Credit Sesame

Right?

BobWang · October 29, 2011

C$ = CreditSecure (by Amex)

CS = Credit Sesame

Right?

That's the way I'm using them.

Baddies4Breakfast · October 29, 2011

I'm still on my $1 trial for AMEX CreditSecure. It came with 3 pulls, then I was prompted to upgrade to the daily puller subscription for $21.99 (?). So far I've only been charged the $1, and I've been pulling every day. It says I have -6 pulls left, then -7, -8, etc.

BobWang · October 29, 2011

I'm still on my $1 trial for AMEX CreditSecure. It came with 3 pulls, then I was prompted to upgrade to the daily puller subscription for $21.99 (?). So far I've only been charged the $1, and I've been pulling every day. It says I have -6 pulls left, then -7, -8, etc.

I would just keep quiet.

548ficoNtexas · October 31, 2011

The automatic counter says *C occurred. SO i'm trying to figure out what to do now or can I do anything? I pull EC Credit Karma and USAA daily. Also besides USAA what do I need for TU B*?? Thanks

PRM-AT&T WIRELESS 10/26/11, 08/26/11

AR-CAPITAL ONE 09/06/11, 07/05/11

AR-CAPTIAL ONE BANK USA NA 06/21/11

CREDITEXPERT 1-866-673-0140 10/31/11, 10/30/11, 10/29/11, 10/28/11, 10/27/11, 10/26/11, 10/25/11, 10/24/11, 10/23/11, 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11, 10/10/11, 10/09/11, 10/08/11, 10/07/11, 10/06/11, 10/05/11, 10/04/11, 10/03/11, 10/02/11, 10/01/11, 09/30/11, 09/29/11, 09/28/11, 09/27/11, 09/26/11

CSC 10/12/11

CSC CRDT SVCS CONS ASST CTR 10/11/11

EQUIFAX INFO SVCS. 10/25/11, 10/05/11, 09/03/11

EQUIFAX INFO SVCS 10/10/11, 08/28/11

EQUIFAX 10/25/11, 10/24/11, 10/07/11, 10/05/11, 10/04/11

ND-EQUIFAX 09/11/11, 03/31/11

ND-EQUIFAX 06/16/10, 03/14/10

EQUIFAX INFO SVCS. 10/29/11, 10/07/11, 09/20/11, 09/08/11, 08/28/11

Equifax Consumer Services 10/31/11, 10/30/11, 10/28/11, 10/27/11, 10/26/11, 10/25/11, 10/24/11, 10/23/11, 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11, 10/10/11, 10/09/11, 10/08/11, 10/07/11, 10/06/11, 10/05/11, 10/04/11, 10/03/11, 10/01/11, 09/30/11, 09/29/11, 09/28/11, 09/27/11

ND-Equifax Consumer Services 10/30/11, 10/28/11, 10/27/11, 10/26/11, 10/25/11, 10/24/11, 10/23/11, 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11, 10/10/11, 10/09/11, 10/08/11, 10/07/11, 10/06/11, 10/05/11, 10/04/11, 10/03/11, 10/01/11, 09/30/11, 09/29/11, 09/28/11, 09/27/11, 09/26/11, 09/25/11, 09/24/11, 09/23/11, 09/22/11, 09/21/11, 09/20/11, 09/19/11, 09/18/11, 09/17/11, 09/15/11, 09/14/11, 09/13/11, 09/12/11, 09/11/11, 09/10/11, 09/09/11, 09/08/11, 09/07/11, 09/06/11, 09/05/11, 09/04/11, 09/03/11, 09/02/11, 09/01/11, 08/31/11, 08/30/11, 08/29/11, 08/28/11, 08/27/11, 08/26/11, 08/25/11, 08/24/11, 08/23/11, 08/22/11, 08/21/11, 08/20/11, 08/18/11, 08/17/11, 08/16/11, 08/15/11, 08/14/11, 08/13/11, 08/12/11, 08/11/11, 08/10/11, 08/09/11, 08/07/11, 08/05/11, 08/04/11, 08/03/11, 08/02/11, 08/01/11, 07/31/11, 07/30/11, 07/29/11, 07/28/11, 07/27/11, 07/26/11, 07/25/11, 07/21/11, 07/20/11, 07/19/11, 07/18/11, 07/17/11, 07/16/11, 07/15/11, 07/14/11, 07/13/11, 07/12/11, 07/09/11, 07/08/11, 07/06/11, 07/04/11, 07/02/11, 07/01/11

ND-Equifax Consumer Services 10/26/11, 10/18/11, 10/02/11, 09/24/11, 09/16/11, 09/08/11, 08/31/11, 08/24/11, 08/16/11, 07/31/11, 07/30/11, 07/22/11, 07/14/11, 07/06/11, 06/28/11

ND-Equifax Consumer Services 06/28/11

ND-Equifax Consumer Services 06/28/11, 05/19/11

ND-Equifax Consumer Services 06/14/11, 06/08/11, 06/07/11, 06/04/11, 05/31/11, 05/29/11, 05/23/11, 05/20/11

ND-Equifax Consumer Services 05/19/11

EQUIFAX INFORMATION SVS 10/28/11, 10/23/11, 09/22/11, 09/22/11, 09/21/11, 08/13/11, 08/13/11, 08/13/11, 08/12/11, 08/02/11, 07/08/11, 05/03/11, 04/16/11, 04/05/11, 04/01/11

ND-HSBC BANK 10/25/11, 10/24/11, 09/12/11, 06/05/11, 04/02/11, 10/24/10

AR-HOUSEHOLD BANK 10/21/11, 09/21/11, 08/19/11, 07/21/11

NAVY FCU 09/28/11

DTC-NAVY FEDERAL CREDIT UNION 09/28/11

BDK · October 31, 2011

The automatic counter says *C occurred. SO i'm trying to figure out what to do now or can I do anything? I pull EC Credit Karma and USAA daily. Also besides USAA what do I need for TU B*?? Thanks

PRM-AT&T WIRELESS 10/26/11, 08/26/11

AR-CAPITAL ONE 09/06/11, 07/05/11

AR-CAPTIAL ONE BANK USA NA 06/21/11

CREDITEXPERT 1-866-673-0140 10/31/11, 10/30/11, 10/29/11, 10/28/11, 10/27/11, 10/26/11, 10/25/11, 10/24/11, 10/23/11, 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11, 10/10/11, 10/09/11, 10/08/11, 10/07/11, 10/06/11, 10/05/11, 10/04/11, 10/03/11, 10/02/11, 10/01/11, 09/30/11, 09/29/11, 09/28/11, 09/27/11, 09/26/11

CSC 10/12/11

CSC CRDT SVCS CONS ASST CTR 10/11/11

EQUIFAX INFO SVCS. 10/25/11, 10/05/11, 09/03/11

EQUIFAX INFO SVCS 10/10/11, 08/28/11

EQUIFAX 10/25/11, 10/24/11, 10/07/11, 10/05/11, 10/04/11

ND-EQUIFAX 09/11/11, 03/31/11

ND-EQUIFAX 06/16/10, 03/14/10

EQUIFAX INFO SVCS. 10/29/11, 10/07/11, 09/20/11, 09/08/11, 08/28/11

Equifax Consumer Services 10/31/11, 10/30/11, 10/28/11, 10/27/11, 10/26/11, 10/25/11, 10/24/11, 10/23/11, 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11, 10/10/11, 10/09/11, 10/08/11, 10/07/11, 10/06/11, 10/05/11, 10/04/11, 10/03/11, 10/01/11, 09/30/11, 09/29/11, 09/28/11, 09/27/11

ND-Equifax Consumer Services 10/30/11, 10/28/11, 10/27/11, 10/26/11, 10/25/11, 10/24/11, 10/23/11, 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11, 10/10/11, 10/09/11, 10/08/11, 10/07/11, 10/06/11, 10/05/11, 10/04/11, 10/03/11, 10/01/11, 09/30/11, 09/29/11, 09/28/11, 09/27/11, 09/26/11, 09/25/11, 09/24/11, 09/23/11, 09/22/11, 09/21/11, 09/20/11, 09/19/11, 09/18/11, 09/17/11, 09/15/11, 09/14/11, 09/13/11, 09/12/11, 09/11/11, 09/10/11, 09/09/11, 09/08/11, 09/07/11, 09/06/11, 09/05/11, 09/04/11, 09/03/11, 09/02/11, 09/01/11, 08/31/11, 08/30/11, 08/29/11, 08/28/11, 08/27/11, 08/26/11, 08/25/11, 08/24/11, 08/23/11, 08/22/11, 08/21/11, 08/20/11, 08/18/11, 08/17/11, 08/16/11, 08/15/11, 08/14/11, 08/13/11, 08/12/11, 08/11/11, 08/10/11, 08/09/11, 08/07/11, 08/05/11, 08/04/11, 08/03/11, 08/02/11, 08/01/11, 07/31/11, 07/30/11, 07/29/11, 07/28/11, 07/27/11, 07/26/11, 07/25/11, 07/21/11, 07/20/11, 07/19/11, 07/18/11, 07/17/11, 07/16/11, 07/15/11, 07/14/11, 07/13/11, 07/12/11, 07/09/11, 07/08/11, 07/06/11, 07/04/11, 07/02/11, 07/01/11

ND-Equifax Consumer Services 10/26/11, 10/18/11, 10/02/11, 09/24/11, 09/16/11, 09/08/11, 08/31/11, 08/24/11, 08/16/11, 07/31/11, 07/30/11, 07/22/11, 07/14/11, 07/06/11, 06/28/11

ND-Equifax Consumer Services 06/28/11

ND-Equifax Consumer Services 06/28/11, 05/19/11

ND-Equifax Consumer Services 06/14/11, 06/08/11, 06/07/11, 06/04/11, 05/31/11, 05/29/11, 05/23/11, 05/20/11

ND-Equifax Consumer Services 05/19/11

EQUIFAX INFORMATION SVS 10/28/11, 10/23/11, 09/22/11, 09/22/11, 09/21/11, 08/13/11, 08/13/11, 08/13/11, 08/12/11, 08/02/11, 07/08/11, 05/03/11, 04/16/11, 04/05/11, 04/01/11

ND-HSBC BANK 10/25/11, 10/24/11, 09/12/11, 06/05/11, 04/02/11, 10/24/10

AR-HOUSEHOLD BANK 10/21/11, 09/21/11, 08/19/11, 07/21/11

NAVY FCU 09/28/11

DTC-NAVY FEDERAL CREDIT UNION 09/28/11

No sign of c, but SO see impending b..

Date of Oldest Hard Inquiry (mm/dd/yy or mm/dd/yyyy):

Soft Inquiries: 71 (Error found in oldest hard date; not processed)

548ficoNtexas · October 31, 2011

Thanks BDK, so I just keep doing what i'm doing right?

BDK · October 31, 2011

Thanks BDK, so I just keep doing what i'm doing right?

PaulChels · October 31, 2011

I count more than 85, but I dont think I am getting any B* action! HELP!

AR-CAPTIAL ONE BANK USA NA 09/27/11

PRM-CAPITAL ONE - RTPM 12/06/10, 11/11/10

INTERSECTIONS 09/30/11

CD-INTERSECTIONS 09/29/11

CIC/EXPERIAN ALRTS 10/26/11, 10/25/11, 10/10/11, 06/06/11

CREDITEXPERT 1-866-673-0140 10/30/11, 10/29/11, 10/28/11, 10/27/11, 10/26/11, 10/25/11, 10/24/11

PRM-ELITE 11/16/10

EQUIFAX INFO SVCS. 10/29/11, 10/25/11, 10/22/11, 10/09/11, 09/29/11, 09/29/11, 09/12/11, 09/05/11

EQUIFAX - UPDATE 10/05/10

EQUIFAX 09/18/11

EQUIFAX 09/08/11, 06/05/11, 11/13/10

ND-EQUIFAX 11/13/10

EQUIFAX INFO SVCS. 10/27/11, 10/24/11, 10/06/11, 10/03/11

Equifax Consumer Services 10/31/11, 10/30/11, 10/29/11, 10/28/11, 10/27/11, 10/26/11, 10/25/11, 10/24/11, 10/23/11, 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 09/30/11

ND-Equifax Consumer Services 10/30/11

ND-Equifax Consumer Services 10/26/11

ND-Equifax Consumer Services 10/25/11

ND-Equifax Consumer Services 10/13/11

ND-Equifax Consumer Services 10/10/11

ND-Equifax Consumer Services 09/29/11

ND-Equifax Consumer Services 09/18/11

ND-Equifax Consumer Services 09/15/11

ND-Equifax Consumer Services 08/27/11

ND-Equifax Consumer Services 08/18/11

EQUIFAX-INFO SVCS 09/02/10

EQUIFAX INFORMATION SVS 10/05/11, 09/29/11, 09/28/11, 09/28/11, 09/28/11, 09/27/11, 09/13/11, 09/13/11, 09/10/11

EQUIFAX INFO SVCS. 10/06/11, 10/27/10

FAIR ISAAC 11/05/10

ND-FAIR ISAAC 11/05/10

ND-HSBC BANK 09/08/11, 09/04/11, 05/23/10, 11/11/09

AR-HOUSEHOLD BANK 10/21/11

INTERSECTIONS 09/29/11

ND-CHOICEPOINT ::1804273316 06/05/11, 02/21/11, 10/31/10, 06/02/10, 06/01/10, 12/15/09

ND-CHOICEPOINT, INC ::1804273316 11/10/09

AR-LIBERTY MUTUAL/SAFECO ::1804273316 02/21/11

ND-LIBERTY MUTUAL INSURANCE CO ::1804273316 02/21/11

ND-LIBERTY MUTUAL INSURANCE::1804273316 04/21/10

NAVY FCU 09/19/11

ND-PAYPAL INC 09/29/11

SOUTHERN COMPANY 08/19/10

SPRINT 01/25/11

PRM-STONEBERRY 02/22/11

TRUECREDIT/FREESCORE 08/10/11

TRUELINK 09/09/11

TRUELINK 12/07/10

EMPL-UNITED SCREENING SERVICES CORP::1804273316 08/31/10

W S BADCOCK HOME FURNISHING 05/12/11

midwester · October 31, 2011

I count more than 85, but I dont think I am getting any B* action! HELP!

AR-CAPTIAL ONE BANK USA NA 09/27/11

PRM-CAPITAL ONE - RTPM 12/06/10, 11/11/10

INTERSECTIONS 09/30/11

CD-INTERSECTIONS 09/29/11

CIC/EXPERIAN ALRTS 10/26/11, 10/25/11, 10/10/11, 06/06/11

CREDITEXPERT 1-866-673-0140 10/30/11, 10/29/11, 10/28/11, 10/27/11, 10/26/11, 10/25/11, 10/24/11

PRM-ELITE 11/16/10

EQUIFAX INFO SVCS. 10/29/11, 10/25/11, 10/22/11, 10/09/11, 09/29/11, 09/29/11, 09/12/11, 09/05/11

EQUIFAX - UPDATE 10/05/10

EQUIFAX 09/18/11

EQUIFAX 09/08/11, 06/05/11, 11/13/10

ND-EQUIFAX 11/13/10

EQUIFAX INFO SVCS. 10/27/11, 10/24/11, 10/06/11, 10/03/11

Equifax Consumer Services 10/31/11, 10/30/11, 10/29/11, 10/28/11, 10/27/11, 10/26/11, 10/25/11, 10/24/11, 10/23/11, 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 09/30/11

ND-Equifax Consumer Services 10/30/11

ND-Equifax Consumer Services 10/26/11

ND-Equifax Consumer Services 10/25/11

ND-Equifax Consumer Services 10/13/11

ND-Equifax Consumer Services 10/10/11

ND-Equifax Consumer Services 10/10/11

ND-Equifax Consumer Services 09/29/11

ND-Equifax Consumer Services 09/29/11

ND-Equifax Consumer Services 09/18/11

ND-Equifax Consumer Services 09/18/11

ND-Equifax Consumer Services 09/15/11

ND-Equifax Consumer Services 08/27/11

ND-Equifax Consumer Services 08/18/11

EQUIFAX-INFO SVCS 09/02/10

EQUIFAX INFORMATION SVS 10/05/11, 09/29/11, 09/28/11, 09/28/11, 09/28/11, 09/27/11, 09/13/11, 09/13/11, 09/10/11

EQUIFAX INFO SVCS. 10/06/11, 10/27/10

FAIR ISAAC 11/05/10

ND-FAIR ISAAC 11/05/10

ND-HSBC BANK 09/08/11, 09/04/11, 05/23/10, 11/11/09

AR-HOUSEHOLD BANK 10/21/11

INTERSECTIONS 09/29/11

ND-CHOICEPOINT ::1804273316 06/05/11, 02/21/11, 10/31/10, 06/02/10, 06/01/10, 12/15/09

ND-CHOICEPOINT, INC ::1804273316 11/10/09

AR-LIBERTY MUTUAL/SAFECO ::1804273316 02/21/11

ND-LIBERTY MUTUAL INSURANCE CO ::1804273316 02/21/11

ND-LIBERTY MUTUAL INSURANCE::1804273316 04/21/10

NAVY FCU 09/19/11

ND-PAYPAL INC 09/29/11

SOUTHERN COMPANY 08/19/10

SPRINT 01/25/11

PRM-STONEBERRY 02/22/11

TRUECREDIT/FREESCORE 08/10/11

TRUELINK 09/09/11

TRUELINK 12/07/10

EMPL-UNITED SCREENING SERVICES CORP::1804273316 08/31/10

W S BADCOCK HOME FURNISHING 05/12/11

Softs that count = 33

Verified with jds soft count tool

PaulChels · October 31, 2011

It appears i have some work to do! Thanks. Is there anything I should add to speed this up?

TheCaptain11 · November 3, 2011

Can anyone tell me if I am even close. NEWBIE!!!

Company Information: CAPITAL ONE BANK USA NA Date of Inquiry: 09/19/11, 04/06/11

Company Information: SEARS/CBSD Date of Inquiry: 01/03/11

Company Information: DEL-MAR-VA CR BUR.::1592915224 Date of Inquiry: 09/16/11, 04/03/11

Company Information: DIGITAL FEDERAL CREDIT UN/CUDL Date of Inquiry: 10/23/11

Company Information: DISCOVER FINANCIAL SERVICES Date of Inquiry: 09/29/11

Company Information: GEMB Date of Inquiry: 01/04/11

Company Information: GECRBPAYPALSMARTCONN Date of Inquiry: 04/17/11

Company Information: HOUSEHOLD CREDIT SERVICES Date of Inquiry: 09/20/11

Company Information: HSBC BEST BUY Date of Inquiry: 09/16/11

Company Information: NAVY FEDERAL CREDIT UNION Date of Inquiry: 10/24/11, 09/18/11, 09/16/11, 04/06/11

Company Information: STERLING INCORPORATED Date of Inquiry: 10/23/11

Inquiries that do not impact your credit rating

These inquires include requests from employers, companies making promotional offers and your own requests to check your credit. These inquiries are only viewable by you.

Company Information: ANAKAM INC Date of Inquiry: 09/23/11

Company Information: AR-CAPITAL ONE Date of Inquiry: 09/06/11

Company Information: CAPITAL ONE Date of Inquiry: 08/10/11

Company Information: AR-CAPTIAL ONE BANK USA NA Date of Inquiry: 08/11/11

Company Information: CHECKFREE CORP PORTAL APPLICAT Date of Inquiry: 04/03/11

Company Information: CIC/EXPERIAN ALRTS Date of Inquiry: 09/23/11

Company Information: FIRST ADVANTAGE CREDCO Date of Inquiry: 09/27/11, 07/27/11

Company Information: CORELOGIC CONSUMER SERVICES Date of Inquiry: 09/04/11

Company Information: FIRST ADVANTAGE CREDCO/ Date of Inquiry: 08/29/11

Company Information: FIRST ADVANTAGE CREDCO Date of Inquiry: 07/31/11

Company Information: CREDITEXPERT 1-866-673-0140 Date of Inquiry: 11/03/11, 11/02/11, 11/01/11, 10/31/11, 10/30/11, 10/29/11, 10/28/11, 10/27/11, 10/26/11, 10/25/11, 10/24/11, 10/23/11, 10/22/11, 10/21/11, 09/30/11

Company Information: EQUIFAX INFO SVCS. Date of Inquiry: 10/28/11, 10/28/11, 10/26/11, 10/20/11, 10/17/11, 10/14/11, 09/30/11, 09/23/11, 09/16/11

Company Information: EQUIFAX INFO SVCS Date of Inquiry: 10/27/11, 10/27/11, 10/18/11, 10/17/11, 10/06/11, 10/05/11, 10/01/11, 09/30/11, 09/13/11, 08/14/11, 08/06/11, 07/27/11, 04/25/10

Company Information: EQUIFAX INFO SVCS. Date of Inquiry: 10/24/11, 10/18/11, 10/13/11, 09/29/11, 09/20/11, 09/17/11, 04/04/11, 04/04/11

Company Information: EQUIFAX - UPDATE Date of Inquiry: 10/19/11

Company Information: EQUIFAX Date of Inquiry: 09/27/11

Company Information: EQUIFAX Date of Inquiry: 10/25/11, 09/25/11, 08/04/11, 04/04/11

Company Information: EQUIFAX Date of Inquiry: 09/12/11, 07/27/11, 04/06/11

Company Information: ND-EQUIFAX Date of Inquiry: 04/02/11

Company Information: EQUIFAX INFO SVCS. Date of Inquiry: 10/31/11, 10/27/11, 10/19/11, 10/12/11, 10/04/11, 10/04/11, 10/03/11, 09/30/11, 09/29/11, 09/26/11, 09/22/11, 09/21/11, 09/19/11, 09/19/11, 09/19/11, 09/18/11, 09/16/11, 09/12/11, 08/22/11, 08/17/11, 08/09/11, 08/06/11, 04/14/11, 04/08/11, 04/06/11, 04/05/11, 04/04/11, 04/29/10, 04/25/10

Company Information: EQUIFAX CONSUMER SERVICES Date of Inquiry: 10/31/11, 10/15/11, 09/30/11

Company Information: EQUIFAX CONSUMER SERVICES, INC Date of Inquiry: 09/19/11

Company Information: ND-EQUIFAX CONSUMER SERVICES Date of Inquiry: 10/31/11

Company Information: ND-EQUIFAX CONSUMER SERVICES Date of Inquiry: 09/19/11

Company Information: EQUIFAX INFORMATION SVS Date of Inquiry: 09/29/11, 09/28/11, 09/12/11, 08/04/11, 08/03/11, 08/02/11, 07/28/11, 04/05/11, 04/05/11, 04/05/11, 04/05/11

Company Information: EQUIFAX INFO SVCS. Date of Inquiry: 10/25/11, 09/30/11

Company Information: FAIR ISAAC Date of Inquiry: 09/16/11

Company Information: FAIR ISAAC Date of Inquiry: 07/13/11

Company Information: ND-FAIR ISAAC Date of Inquiry: 09/16/11

Company Information: ND-FIFTH THIRD BK/ DDA Date of Inquiry: 11/03/11, 03/16/11, 03/14/10

Company Information: ND-HSBC BANK Date of Inquiry: 09/20/11

Company Information: AR-HOUSEHOLD BANK Date of Inquiry: 10/21/11

Company Information: NAVY FCU Date of Inquiry: 04/03/11

Company Information: TRUECREDIT/24 PROTECT Date of Inquiry: 04/11/11

Company Information: TRUELINK Date of Inquiry: 04/07/11

Company Information: TRUELINK Date of Inquiry: 04/06/11

Edited November 3, 2011 by TheCaptain11

BobWang · November 3, 2011

~25 definitely.

Some of those EQUIFAX inquiries may also count.

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