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Duplication of loans on Credit Report?

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First post here, I just started the process of cleaning my mess up. I obtained a copy of my credit report and noticed that my defaulted student loans each appear to to be listed twice. There is an entry for Wachovia Bank and one for USA Funds for each loan. Is this correct?


I have been contacted by a collection agency regarding my student loans and hope to rehab. If they are seperate loans, is the collection agency collection for both Wachovia or just USA Funds?


Thank you in advance!

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Race - how is the rehab going? Who is the collection agency you are working with? Keep us updated :)


p.s. - I love Jonny Quest!!!


p.s.s. - I feel your pain. By the time I rehabbed, I had student loan tradelines from like 5 or 6 servicers/guarantors/lenders. But - they all removed the negs after rehab. So don't give up hope.

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Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
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