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EX will not delete address...

The last post in this topic was posted 5623 days ago. 

 

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Experian will not delete a former address becuause a collection account is tied to it. They deleted every other former address. Getting this specific address deleted was the most important because I want to dispute the collection as not mine. :ph34r: What should I do next? Send a DV to the CA and go the 1-2 punch route, send a PFD letter to CA, or keep trying to get the address removed through EX?

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Experian will not delete a former address becuause a collection account is tied to it.  They deleted every other former address.  Getting this specific address deleted was the most important because I want to dispute the collection as not mine. :ph34r:    What should I do next?  Send a DV to the CA and go the 1-2 punch route, send a PFD letter to CA, or keep trying to get the address removed through EX?

 

How are you communicating with EXP about this address? The phone, I'll bet, right?

 

Write a letter to them and dispute only that address. Send it CMRRR. Federal Law requires they investigate any information on your report which you dispute as inaccurate.

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Thanks Pavlov... yes over the phone. I went into the EX website this morning and checked the report again. All addresses and name variations deleted except this particular one. The address wasn't even highlighted in yellow, so I'm assuming that they'll come back with verification. I'll just go ahead and write a letter..I knew that I should have stayed off of the phone.

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Yes, mail them a letter via CMRRR stating the address is not yours. Continue to write letters until the address is deleted. Don't reference any of the other letters. Just keep writing. It should eventually get deleted.

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Out of curiosity, do you need to provide proof like a copy of a drivers license or anything when disputing addresses? I would like to dispute former addresses but my Drivers License has a previous address.

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I was able to get 7 of my old addies off on the phone last night, and will be writing my letter this weekend - should I write out the specific details of which addresses are incorrect, or just say they are ALL wrong? It's funny...bc they actually ARE wrong, but the CSR on the phone gave me ALL the CA's that are reporting each addy. I think that may actually help me, so I didn't complain that he wouldn't take them off my report.

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Experian will not delete a former address becuause a collection account is tied to it.  They deleted every other former address.  Getting this specific address deleted was the most important because I want to dispute the collection as not mine. :huh:    What should I do next?  Send a DV to the CA and go the 1-2 punch route, send a PFD letter to CA, or keep trying to get the address removed through EX?

 

Which collection agency?

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