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Paid as agreed, but showing 120+ late

The last post in this topic was posted 5594 days ago. 

 

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Hello :blush: ,

 

This is my first post but I've been lurking for a long while. I've decided to get up off of my rump and do something about fixing my credit. I received a 3-n-1 report recently and it wasn't as bad as I thought.

 

My question to you all is:

 

I have a TL for WFNNB/Express which shows a $0 balance. The account was paid as agreed (back in 1997) and shows as such under the account status. What puzzles me is that the account has been purchased by another lender and the account history reads 120 day late for the past 23 months.

 

How can the account show a $0 balance/paid as agreed but still be showing as 120 late? How can I rectify this situation?

Edited by is2211

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Hello :) ,

 

This is my first post but I've been lurking for a long while.  I've decided to get up off of my rump and do something about fixing my credit.  I received a 3-n-1 report recently and it wasn't as bad as I thought. 

 

My question to you all is:

 

I have a TL for WFNNB/Express which shows a $0 balance.  The account was paid as agreed (back in 1997) and shows as such under the account status.  What puzzles me is that the account has been purchased by another lender and the account history reads 120 day late for the past 23 months. 

 

How can the account show a $0 balance/paid as agreed but still be showing as 120 late?  How can I rectify this situation?

 

Of course Pryan is right.

 

Is this showing up on PG, or the original file sent to you directly from the CRA? In my experience, PG has a habit of switching the data between different fields sometime.

Edited by Pavlov

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Hello :D ,

 

This is my first post but I've been lurking for a long while.  I've decided to get up off of my rump and do something about fixing my credit.  I received a 3-n-1 report recently and it wasn't as bad as I thought. 

 

My question to you all is:

 

I have a TL for WFNNB/Express which shows a $0 balance.  The account was paid as agreed (back in 1997) and shows as such under the account status.  What puzzles me is that the account has been purchased by another lender and the account history reads 120 day late for the past 23 months. 

 

How can the account show a $0 balance/paid as agreed but still be showing as 120 late?  How can I rectify this situation?

 

Let me guess...Equifax.

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Hello :dntknw: ,

 

This is my first post but I've been lurking for a long while.  I've decided to get up off of my rump and do something about fixing my credit.  I received a 3-n-1 report recently and it wasn't as bad as I thought. 

 

My question to you all is:

 

I have a TL for WFNNB/Express which shows a $0 balance.  The account was paid as agreed (back in 1997) and shows as such under the account status.  What puzzles me is that the account has been purchased by another lender and the account history reads 120 day late for the past 23 months. 

 

How can the account show a $0 balance/paid as agreed but still be showing as 120 late?  How can I rectify this situation?

 

Let me guess...Equifax.

 

Nope, TU

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The last post in this topic was posted 5594 days ago. 

 

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