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What kind of dispute letter should I send to Cap1?


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Greetings!

 

I have one neg on my Experian CR left. Its from Capital One. It says on my CR

 

"Paid IN Settlement - Account legally paid in full for less than full balance"

 

This is true..I did pay if off for less than full balance.

 

It was for a credit card I ran up during college. The CR says -- It was Opened 11/1990 and Last Reported

8/1999. I know I paid it off for less than full balance in Fall 1995. But I don't have any documentation to prove. What kind of letter should I write to have this removed from my Experian CR.

 

Thank you,

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