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new tu report showed up today

The last post in this topic was posted 5825 days ago. 

 

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disputed 5 things as not mine/never lates

 

cap one-preiviously verified

household-new info below

assett acceptance-new info below

wells fargo-verified no change

wells fargo-verified no change

 

 

here is the whole report

 

CAP ONE

profir/loss writeoff

updated 1/2005 balance 981

opened 8-2002 most owed 207

closed 4/2003 past due 981

status as of 1/2005 charged off

 

ASSETT ACCEPTANCE

acct disputed by consumer

updated 1/2005 balance 593

placed 12/2003 most owed 535

past due 600

from mbna america bank

 

HOUSEHOLD BANK

PURCHASED BY ANOTHER LENDER

updated 1/2005 balane 000

opened 7/2002 most owed 863 c reit limit 300

closed 10/2002 12 reconcilation date

 

wells fargo financial

closed

updated 10/2004 balance 000

opened 7/1998 most owed 3490

closed 12/1998

status as of 10/2004 paid or paying as agreed

in prior 6 months from last update 3 times 30 days late

 

wells fargo fianncial

closed

updated 12/2001 balance 000

opened 12/1998 most owed 5400

closed 12/2001

staus of 12/2001-paid or paying as agreed

in prior 36 months from last update 5 times 60 days late, 12 times 30 days late

 

 

those are my negative items, i have disputed the wells fargos as never lated 3 times, and sent a goodwill will letter to them directly, they returned saying everything was correct.

dispyeted the other 3 as not mine 3 or 4 times now.

 

NEXT PLAN??

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Try getting on americanloansearch.com look for free credit repair link and send in another dispute address to Credit Bureau Updates not mine letter to Wells Fargo this may just work . Also for Household Bank find out who purchased the account and send another dispute letter CMRRR to that company.

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Try getting on americanloansearch.com look for free credit repair link and send in another dispute address to Credit Bureau Updates not mine letter to Wells Fargo this may just work . Also for Household Bank find out who purchased the account and send another dispute letter CMRRR to that company.

 

 

huh?

 

americanloansearch?

 

what's the advantage to this?

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well, i wouldn't want to loose the tl would I, or is the bad chocolate hurting more than the tl helps since it is a little older?

 

 

why would you want a bad TL to stay? Regardless of the score?

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never heard of that place either.

 

i just want to get rid of the neg lates.

 

i only have one positive tradeline right now, so if i could just clear the late pays, it would at least help alittle.

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Anytime you dispute anything on a TL you run the chance of the entire thing being deleted.

 

With it showing negative info, you might do better to just go for deletion. On a manual review it's not going to help you one bit.

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Try getting on americanloansearch.com look for free credit repair link and send in another dispute address to Credit Bureau Updates not mine letter to Wells Fargo this may just work . Also for Household Bank find out who purchased the account and send another dispute letter CMRRR to that company.

 

 

Would that happen to be your own site?

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Just went and looked. The credit repair area has dozens of sample letters you can copy, paste and alter to suit your particular needs. Didn't cost anything, but I didn't click on any other links.

C. Tabb

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this site has letters as well...many of them out there in the net...HOWEVER...do NOT cut and paste...use them ONLY as guides

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