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So January is not a JCB? Merrick is on the CR as charged off but an email from January arrived. What is the next step?

2021CR

By 2021CR
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2021CR

2021CR

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So January is not a JCB? Merrick is on the CR as charged off but an email from January arrived. What is the next step? Reply to January? Merrick reported " Profit and Loss Write off Charged off as a bad debt" in the CR. Thank you


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