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Got an offer from US Bank for a business card.  I like the no interest for 18 months thing and I'm going to have significant medical expenses this year, so it seems like a good idea.  I do have a side hustle, one that is a legitimate registered business (sole proprietorship, runs from my garage), but it only brings in $12-15K a year.  And I don't plan on using this card for business, just medical.

 

I haven't had a business card since I had a real brick and mortar business 20+ years ago.  Do they actually check business records when applying for a business card?

 

Anything I need to know before I apply?  When they ask for business revenue, since it's a Sole P can I put down my total annual income?  





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