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Posted
5 hours ago, hdporter said:

Well ... so much for hoping that C1 would ditch the Discover Card network!

 

I ditched Capital One a few months ago.  They did me dirty over one of my authorized users.  I closed my Discover Card over it too.  There's plenty of better banks to do business with.

Posted (edited)
On 3/1/2026 at 12:12 PM, hdporter said:

Well ... so much for hoping that C1 would ditch the Discover Card network!

That my friend was the primary purpose of the Discover acquisition, the Discover payment network was the crown jewel that CrapOne lusted for! And the acquisition of the Discover network instantly flipped VISA and MasterCard from key strategic partners to CrapOne's biggest competitors! So why would CrapOne issue ANY card on rival networks that are now their primary competitors? All CrapOne Debit Cards are now Discover turds and I highly doubt that within the next 12-18 months there will be any remaining CrapOne VISA's or MasterCard's. I also suspect that CrapOne is slow rolling the conversions so that they can accurately gauge customer backlash and formulate some retention policies based upon their empirical customer outrage data due to the card conversions.

 

 

Edited by Rogue
Posted

I got approved yesterday for the Savor for “good” credit and it is showing in the app as a MC…I thought it would probably be a Discover network card from reading the news….

Posted

I am not surprised they are leveraging the Discover network. I was wondering if they would have a way of supporting dual networks, like Discover as primary but if that merchant doesn't take Discover then the charge would go through the Visa or MC networks. 

 

Long term I wonder if Cap 1 plans to expand acceptance of the Discover network. How big is Cap 1 overseas? 

Posted

If they do this, that makes their cards less appealing to me - but if it's only when customers get a new card, at that point my Savor will be a 5 year old account so it'd make sense to keep it open so it contributes to my AAoA.

 

The big downside to me of it moving to Discover is that it is a no FTF card and the one time I tried to use my Discover at a French merchant, I ended up having to use my Quicksilver (the same account that is now a Savor) instead.  I don't really want to app for another card now though as I'm trying to keep my credit squeaky in case a deal on a house shows up.

  • 3 weeks later...

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