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Posted

https://www.nbcnews.com/business/consumer/bank-america-considers-new-credit-card-capped-10-interest-rcna255495

 

This is very *Admin prohibits insults that reference an individual's intelligence.*. They want to offer a new card that caps interest rate at 10% for one year.  They already offer other cards at 0% interest for 12 or 18 months or whatever it is.  Why would someone apply for a card that has a capped interest rated at 10% when they can get a card that is capped at 0% interest?

 

Makes no sense to me.


Posted
15 hours ago, supern8ural said:

Only thing I can think is that they're aiming it at consumers who don't qualify for a card with a better SUB.  Going after the Credit One market?

 

Absolutely.  Spurred on by the political capital such an offering would garner.

 

But look for the cards to be balance transfer restricted!  (Or, perhaps have a 10% bt fee.  Still, I doubt they want to set themselves up as the "deadbeat" bt repository :) )

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