cindel25 Posted January 21 Posted January 21 Good Afternoon CB, long time no see I got an email from this company: Klima Peters Daly. It's a collection law firm in Maryland. They are collecting on behalf of LVNV Funding LLC. The original creditor: Bank of Missouri Enter Collection/Charge off: April 2024 Maryland SOL: 3 years Does anyone have any information about this company or has experiences? I did a search which yielded no results. Thank you. Quote
Flyingifr Posted January 22 Posted January 22 LVNV is a Junk Debt Buyer. They buy old accounts receivable for a couple of pennies on the dollar and try to collect the whole thing. The Charge Off date is irrelevant. When was the last payment made to Bank of Missouri? That is when the SOL clock starts ticking. Lawyer demand letters are cheap to send out. Lawyer Demand emails are even cheaper. How much are they threatening to sue over? What State do you live in? How "collectable" are you (meaning attachable assets like a job, bank account, etc). MarvBear 1 Quote
cindel25 Posted January 22 Author Posted January 22 (edited) 1 hour ago, Flyingifr said: LVNV is a Junk Debt Buyer. They buy old accounts receivable for a couple of pennies on the dollar and try to collect the whole thing. The Charge Off date is irrelevant. When was the last payment made to Bank of Missouri? That is when the SOL clock starts ticking. Lawyer demand letters are cheap to send out. Lawyer Demand emails are even cheaper. How much are they threatening to sue over? What State do you live in? How "collectable" are you (meaning attachable assets like a job, bank account, etc). Thank you! The last payment made was in August/September 2023. I was laid off during that period. They haven't threatened to sue yet. I saw law firm and wanted to get information. I live in Maryland I was laid off (again) during the fed shutdown and recently got my job back. I'm currently living paycheck to paycheck and playing catch up. Edited January 22 by cindel25 Quote
Admin MarvBear Posted January 22 Admin Posted January 22 On what date will the Statute of Limitations expire? Quote
Flyingifr Posted January 26 Posted January 26 On 1/22/2026 at 12:27 PM, MarvBear said: On what date will the Statute of Limitations expire? It appears the SOL should expire in Seotember 2026. Quote
Flyingifr Posted January 26 Posted January 26 On 1/22/2026 at 12:27 PM, MarvBear said: On what date will the Statute of Limitations expire? It appears the SOL should expire in Seotember 2026. Quote
Flyingifr Posted January 26 Posted January 26 On 1/22/2026 at 12:27 PM, MarvBear said: On what date will the Statute of Limitations expire? It appears the SOL should expire in Seotember 2026. Quote
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