Jugador22 Posted November 13, 2025 Posted November 13, 2025 I just paid $130K in student loans and all 3 of my credit reports show paid in full, closed, $0 balance. My score went down -1 on Equifax and unchanged on the others. WTF? Any insight would be appreciated. I am trying to get a mortgage By February and need a good bump up. Quote
Admin MarvBear Posted November 15, 2025 Admin Posted November 15, 2025 congrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrats!!!!!!!!!!!!!!!!!!!!! As to the score decrease, most likely you will recoup that on Equifax within the first few days of next month. Quote
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