Two new cards

[ShawnPY1972]

I got two new cards through my business.  They both required verification of who I am including my social security number and copy of ID with selfie but there is no personal guarantee AND only a soft inquiry on my credit bureau report.

 

1.  Coast Pay.  It's a universal fleet card that can be used ANYWHERE.  They insist on linking the application to your business checking and that's how they determine your credit limit.  From application to approval was same day and I had my card in a week.  This card was approved for $2,000.  

 

1.  Bill Divvy Card through bill.com.  This is a business visa card that looks pretty darn cool.  The application process worked pretty close to the Coast Pay except I was approved for the amount I asked for which is $7,500.  I regret not asking for more.  

 

Both cards are charge cards which means you cannot revolve any balance.  PIF.   On the Coast Pay card payment is due every two weeks and they require automatic payment.  The Divvy card is due once a month.

 

I've now gotten 11 tradelines reporting to my DNB file in about 8 months.