High Limit Credit Card for New LLC

[mactube]

 

I have been denied for a line of credit with Chase even though I have over 20k ADB around 100k  of balance at that time and over 600k deposits in the last 4 months and personal   Experian  score of 815.

 

Stated reasons form chase where:  

- Past/ present delinquency of business credit account ( I found out <to late> that I had a business bank account with another bank that I forgot about and hat a small negative balance due to account maintenance fee and didn't notice it so they closed the account without me realizing) I don't now where this is reported though. 

- balance on business credit accounts compared to credit lines high number of consumer accounts. ( I have 11 personal cards) 

 

When applying for a Credit Card for a new LLC, will a bank look account / credit from my other LLC or only personal credit ?

 

Should I apply with my New LLC or try to clean up the business credit of my old account ,  where ever the high balance and closed account is reported ?

[shifter]

Only personal credit matters.

 

If the bank account went negative that's Chex. A bad Chex entry is a pariah. 

Edited June 25, 2025 by shifter

[mactube]

On 6/25/2025 at 3:27 PM, shifter said:

Only personal credit matters.

 

If the bank account went negative that's Chex. A bad Chex entry is a pariah. 

Is there a way to check the Chex report and possibly clean it up ? Those entries would be attached to the Business Profile only correct ?

[shifter]

19 hours ago, mactube said:

Is there a way to check the Chex report and possibly clean it up ? Those entries would be attached to the Business Profile only correct ?

Check out the Chex forum. https://creditboards.com/forums/index.php?/forum/75-chexsystems-help/