New Walmart Credit Card

[ShawnPY1972]

https://www.cnbc.com/2025/06/09/walmart-onepay-synchrony-credit-cards-capital-one.html

[Flyingifr]

Just what the world needs - another Synchrony card. Do business with Synchrony at your own peril, they are predatory. These boards are proof of that.

[ShawnPY1972]

4 hours ago, Flyingifr said:

Just what the world needs - another Synchrony card. Do business with Synchrony at your own peril, they are predatory. These boards are proof of that.

 

I know a lot of people have had issues with synchrony bank but thus far they have been very good to me.  I hope it stays that way.  I also pay in full every month and that may help.  I have five credit cards with synchrony.  My care credit MasterCard was approved at a time when I had 14 inquiries on my TransUnion credit report.  I'm now down to 3 inquiries within the last year.  I'm not applying for anything else until those inquiries are at zero.

[hdporter]

4 Synchrony cards in our household:  CareCredit and Lowes for me, Amazon and Verizon for DW.  Avg card age is something like 7 years.

 

No problems and holding these cards has largely been beneficial.

 

Based on this experience alone, I'll suggest those more likely to experience problems with the issuer have middling 640-720 FICO scores.  It feels like Synchrony is a nervous lender when modest to moderate risk is on the table and engages in questionable risk management tactics that keenly differentiate them from "prime" lenders.

[TheVig]

I've never had any negative dealings with Synchrony shutdowns, financial anal probes, and the like. I currently have Amazon, Lowes, and Car Care One.

 

Of course I never did anything *Admin prohibits insults that reference an individual's intelligence.* like rapid fire apply for Synchrony cards. Knuckleheads over at the JV forum are famous for Sync shutdowns. Slow learners.

[greendeh]

Just curious how long until the bot gets banned

[hdporter]

2 hours ago, WirkKarl said:

We have 4 Synchrony cards in our ...

 

WTF??

[MarvBear]

1 hour ago, greendeh said:

Just curious how long until the bot gets banned

Not long.  He's on Bear Radar.

[chicagorich]

If they give 5% back like Target, I might consider.

[Flyingifr]

On 6/15/2025 at 4:59 PM, MarvBear said:

Not long.  He's on Bear Radar.

I hope I am not the one that is considered a Bot.  Rest assured I am a living, breathing human being and have been a member of CB a little bit longer than you have. We both joined in 2003 - me in June 2003 and you in November 2003.

[hdporter]

The bot in question has a penchant for replying to posts by paraphrasing them.

[MarvBear]

10 hours ago, Flyingifr said:

I hope I am not the one that is considered a Bot.  Rest assured I am a living, breathing human being and have been a member of CB a little bit longer than you have. We both joined in 2003 - me in June 2003 and you in November 2003.

 

 

Not to worry. You are fine, my pardon, but I thought it was obvious to whom I was making a reference.