Student Loan Late Payment Help (I did read the sticky too!)

[BobtheS]

Like many, my credit score got zapped by 1 late payment to Mohela. I have paid the back due amounts and am now current (sadly missed the reporting window by a matter of days). Can someone well-versed in the rules give me any advice on what to do, if anything? I tried calling Mohela and offered to pay off my entire remaining loan balance etc. but they told me to pound sand. This is my first late payment on my loans and first late payment of any kind so it sort of smarts. 

 

I noticed a few issues with their reporting including the balances being slightly wrong, as well as the "date opened" also being wrong. Is it worth a shot across the bow and disputing these with the credit bureaus / is there such thing as a dispute to remove a late payment because of inaccurate information? (I know that sounds like quite an intense technicality but in our modern era of bureaucracy wondering if that's possible)

 

Thank you all!

Edited April 16, 2025 by BobtheS

[MarvBear]

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