App for MarvBear

[whitmcj1]

Credit Application:  Lexus Financial Services

Your Age:  41

Your Equifax Credit Score:  589
Your Experian Credit Score:  653
Your TransUnion Credit Score:

How long have you been on file with the CRA?s?  24 years, 1 month

Previous Automotive Credit History:  joint loan with American Honda Financial Services; ended in 11/22 - payments were never late
Do you have an open auto loan?  NO
Will this loan be a trade-in?  YES; 2017 Honda Accord V6 w/77K miles, good condition:  trade value:  $17-18K
Number of late pays within the last 12 months on the currently open loan?  None
Number of late pays within the last 13-24 months on the currently open loan?  N/A
Current open auto loan is financed with?  N/A
Current open auto loan payment is?  N/A
Estimated amount you may be upside down in this vehicle?  N/A
Rate your payment history on this open auto loan from 1-10 (10=BEST)

 

I have read and understand the original pinned "No Credit Check Required" topic:  YES

Revolving Credit History:
Total number of revolving accounts?  4
Total percent utilization overall?  63%

Your Information:
How long at residence?  10 years, 8 months
Rent/Homeowner/Live with relative?  Own w/no mortgage; value:  $570K
How long at current job?  19 years, 3 months
Total Provable MONTHLY GROSS INCOME?  $8856 monthly
Provable via computerized paystub or what method?  Computerized paystub

Your Downpayment in CASH:  $7500
Rebates not considered; Trade Equity not considered: CASH ONLY PLEASE INPUT.

Does any credit repository contain any Public Record?  NO
Is so, please describe.

Does any credit repository contain any Collection Account(s):  0 active collections; 1 charge off from Cap One that is due to fall off 8/25
If so, please describe.

New or Used Vehicle you are considering; please describe:  New 2024 Lexus RX500; purchase price:  $73K

Your creditworthiness on a scale of 1-10 with 10 being the best:
OVERALL credit:
Installment Credit History:
Revolving Credit History:

[MarvBear]