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Drunk CU membership app-ing (?)


hdporter
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After many months of having glossed over the presence of emails from Wings Financial in my inbox (likely assuming they were spam), I actually took time to read one.

 

I apparently had totally forgotten that I had applied approx 18 mo ago, been approved, and funded a savings account with $300 and a checking with $100.

 

WTF!?  I'm unclear what prompted this course of action and now am looking for evidence of other schizoid behavior in which I may have engaged.

 

I reasoned that maybe I came across a membership narrative that was so fabulous that the rest followed out of knee jerk impulse.  But, after extensive review, I'm clueless what benefit membership held out for me.

 

Frankly, this feels a little like becoming aware that I purchased a time share with no recollection of having done so!

 

I grasp that I haven't entirely held myself together through Bev's illnesses and our straddling ownership of two homes for over 3 years (very pleased we're clear of the latter with a to-die-for outcome).  But this is the very first time I recall asking, "Did I really do that?" where alcohol wasn't an immediate factor (I think?)

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7 hours ago, hdporter said:

Frankly, this feels a little like becoming aware that I purchased a time share with no recollection of having done so!

Looks like your CRS is getting worse. (Can't Remember DooDoo)

 

What are you planning to do with your new found $400 wealth?

 

You could always make a payment towards the $2000 you own me.

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  • 4 weeks later...

Well, three cheers for the CB search function on helping to re-discover why you did something!

 

And to recap, Wings FCU used to offer a no-fee, 0% balance transfer, so you joined in preparation for using that, but now they have a balance transfer fee. And you never did open a credit card. SO now you're free to close and discard the CU.

 

The times they are a-changin' 

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