WinniePaPoo Posted February 19, 2024 Share Posted February 19, 2024 Your Age: 58 Your Equifax Credit Score: 590 Your Experian Credit Score: 610 Your TransUnion Credit Score: 584 How long have you been on file with the CRA?s? 37 years 3 months Previous Automotive Credit History: no open auto loans, last loan with DCU , car totaled hit a deer Do you have an open auto loan? No Will this loan be a trade-in? No Number of late pays within the last 12 months on the currently open loan? 3 Number of late pays within the last 13-24 months on the currently open loan? 6 Current open auto loan is financed with? was DCU Current open auto loan payment is? was 400 Estimated amount you may be upside down in this vehicle? No open loan Rate your payment history on this open auto loan from 1-10 (10=BEST) 5 I have read and understand the original pinned "No Credit Check Required" topic. Yes Revolving Credit History: Total number of revolving accounts? 3 4 credit cards/credit accounts, Total percent utilization overall? 25% however everything is paid off, it just hasn't been reported to the credit agencies Your Information: How long at residence? 22 years and 1 month Rent/Homeowner/Live with relative? own home 600k estimate, owe 250l How long at current job? 22 years Total Provable MONTHLY GROSS INCOME? Provable via computerized paystub or what method? paystub gross 10,900 monthly 132,000 yearly Your Downpayment in CASH: $ 5000 Rebates not considered; Trade Equity not considered: CASH ONLY PLEASE INPUT. Does any credit repository contain any Public Record? no Is so, please describe. Does any credit repository contain any Collection Account(s) 4 If so, please describe. crap from 6 years ago New or Used Vehicle you are considering; please describe: 2021 BMW 540i dealer asking 33k need loan for 29k for 24 months Your creditworthiness on a scale of 1-10 with 10 being the best: OVERALL credit: Installment Credit History: 7 Revolving Credit History: 5 Quote Link to comment Share on other sites More sharing options...
Admin MarvBear Posted February 20, 2024 Admin Share Posted February 20, 2024 Quote Link to comment Share on other sites More sharing options...
WinniePaPoo Posted February 20, 2024 Author Share Posted February 20, 2024 Did I miss something? Quote Link to comment Share on other sites More sharing options...
Sidewinder Posted February 22, 2024 Share Posted February 22, 2024 Hey where is the original pinned "No Credit Check Required" topic? There are no pinned topics in this forum and I couldn't find it in the Resources or Newbies section either. Quote Link to comment Share on other sites More sharing options...
Admin MarvBear Posted February 22, 2024 Admin Share Posted February 22, 2024 12 hours ago, Sidewinder said: Hey where is the original pinned "No Credit Check Required" topic? There are no pinned topics in this forum and I couldn't find it in the Resources or Newbies section either. Yes, there are. It is the very first post in the forum. You just have to click it to expand. There are 5 pinned topics. Quote Link to comment Share on other sites More sharing options...
Admin MarvBear Posted February 22, 2024 Admin Share Posted February 22, 2024 On 2/20/2024 at 4:08 PM, WinniePaPoo said: Did I miss something? I am sorry, I don't understand your question? Can you elaborate please? Quote Link to comment Share on other sites More sharing options...
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