Mr. Smith Letter

[MarvBear]

Did anyone else get Mr. Smith data breach letter?   They are offering 24 months of credit monitoring through TransUnion.    Big whoop.............

Edited January 8 by MarvBear
grammatical correction

[MarvBear]

Here is a copy of the letter sans any personal identifying information.

Mr. Cooper Individual Notice - Proof - Redacted.pdf

[shifter]

My mortgage is with Mr Cooper aka Nationstar and I didn't get a letter. 

[MarvBear]

I was shocked when I enrolled and pulled my TransUnion file.  I have been in special handling with TransUnion for almost 20 years. The report generated is the most incomplete and inadequate report I have seen.  I do not know how anyone would base any dispute from their report.  It is substantially different than what a data subscriber receives.  And from past experience I am sure TransUnion would deny responsibility for the report content.  They will blame the non-factual report of a subsidiary company data handling problem  I guess they are trying to keep this under the radar, because I only received my letter today so they delayed 7 days in handing it over to the USPS.

[SeekerOfWisdom]

3 hours ago, MarvBear said:

The report generated is the most incomplete and inadequate report I have seen.  .

So they're not giving you the full TU report? That seems like fraud.

[MarvBear]

For those of you that receive the letter and sign up to pull your TransUnion file, just compare what you get with what I can get as a data subscriber.

HOW TO READ TRANSUNION CREDIT FILE.pdf