New Letter from Collection Agency

[Jkhorses]

Mother in law had surgery in May. She wasn’t insured. She ended up getting injured again, and was unable to continue payments. 
 

she received a bill from Medical Revenue Services for a little over $8,000 collecting on behalf of the hospital. The letter states she has until December 15th to dispute the bill. 
 

After doing some research from WhyChats guides, it seems to be appropriate to send the initial HIPAA dispute letter, correct? She eventually wants to settle, but I told her it may be too soon to try, given that she just received the first letter and nothing it reported on her credit report yet. 
 

Unfortunately I want aware of the full circumstances, or I would have had her set up a payment plan with the hospital. 
 

so now, I’m looking for the best course of action. I plan to start her with the HIPAA dispute letter and follow the steps from there. 
 

Am I going about this in the correct way, now that the debit has been sent to a collection agency? 

[MarvBear]

Welcome to CreditBoards.

[Why Chat]

Does your mother in law qualify for Medicaid?? Has she applied for assistance when she was in the hospital??The hospital was required to offer her assistance.  Section 501(r) of the Affordable Care Act.

What was the cause of her injuries??Car accident?? Fall at a store or other premises??

 

The HIPAA dispute letter is not appropriate at this time. If she is not eligible for assistance then the correct letter to send the CA would be this:

https://whychat.me/ltrcavalhipaa.html

 

Make sure she is opted out and has her current credit reports;

https://whychat.me/GUIDEBOOK.html