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The Goku4 Running Credit Thread


Goku4
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  • 2 weeks later...

  • 2 weeks later...
  • 3 weeks later...
  • 3 weeks later...

Credit score still 633. Still not answering phone for Portfolio. Made payment $333.38 to "Pay off" "Capital One card today.

 

Gotta see what dates Capital One reports.. I wonder if on the 1st?

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Two letters going out today. 

One:

April 28, 2024

FROM: Goku4

TO: Experian

       PO Box 2002

       Allen TX 75013-0036

RE: Free Credit Report

To Whom It May Concern at Experian:

                Hello. I am in receipt of a letter dated March 5th that I was denied credit for a Southwest Airlines card. I am writing within 60 days of my receipt of it to request a free copy of my Experian credit report. Thank you.

                Sincerely, - Goku4

Two:

April 28, 2024

FROM: Goku4

       TO: TransUnion

       T.U. Consumer Relations

       2 Baldwin Place, PO Box 1000

       Chester PA 19016

RE: Free Credit Report

To Whom It May Concern at TransUnion:

        Hello. I am in receipt of a letter dated March 5th that I was denied credit for an At Home Mastercard. I am writing within 60 days of my receipt of it to request a free copy of my TransUnion credit report. Thank you.

        Sincerely, - Goku4

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  • 3 weeks later...

Holding steady at a FICO 8 score of 640!

 

Still ignoring Portfolio Recovery.. Should I ever contact or pay them to try to get a reduced amount!? Or just keep ignoring them?!

 

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  • 1 month later...

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