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bank of america business credit issue


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Hi. I need a bit of help and insight.

 

I have three bofa cards that are hitting 60 days past due. They are business cards. Two of them are for one business that has its own EIN. The third card is for a DBA where I use my social security number. So far no derogatory has been reported to my personal credit bureau reports.  Will BofA report to the personal bureaus? At what point?

 

Thank you!

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  • 1 month later...

About 97% of Business credit cards don't usually report to your personal credit unless you go into default. So with BOA you should be good until that happens then they will report it to your personal side. 

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