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May 2023 DCU FICO (DFICO) UP


shifter
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750 -> 728 (-22)

Floating a lot of move/fit-up expenses which will either be reimbursed or funded out of closing proceeds. 

 

Still, Experian informed me that my EX FICO 8 advanced from 838 -> 849 this last month. 

Surprising how FICO 8 has much more tolerance for revolving debt, provided utilization % remains in low single digits.  (Highest FICO 8 since 850 FICO Aug 2021).

 

Curr revolving util:  $25k against $800k CL.  (separate HELOC $243k/$320k CL -- mostly down pmt on new home down in adv of prior home sale)

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