Wondering how I should respond to Security Credit Services LLC

[morozov50]

  I have a collection on my report from Security Credit Services, LLC.  I started first off by sending a debt validation letter.  The response came from them where they sent me a letter of account from them, and an alleged e-signed contract from the original creditor.  Multiple concerning things were put into their letter of account.  Their letter of account stated a date the account with the OC was established.  They then stated the date they bought the charge off (the date they gave was 4 months before the account was even opened), they stated who they purchased the account from and the name was a complete different name than what was on the alleged contract.  They gave an amount owed with no backup of how the amount was arrived at.  They referred that they have no obligation to provide any information as they have "verified" and then referenced Chaudhery.  My response to them stated I requested proper validation not verification.  I included proper validation includes a signed contract, itemized accounting of balance, and verification.  I referenced Spears vs Brennan and the FTC Wollman opinion letter.  I also brought in to question the letter of account with the wrong date, wrong creditor name.  They replied with the same alleged contract and another letter of account with a changed date of purchase.  I responded again asking for proper validation and questioned again the original creditor they purchased the alleged debt from.  They responded a third time with another letter of account with a changed name matching the original alleged esigned contract.  I have complaints open with the CFPB, and BBB in their state as well as the AG in their state.  Instead of providing itemized accounting to satisfy proper validation, they said in writing that they opened a fraud investigation dispute with the original creditor, which was never what I asked for.  Their responses continually state As this is a business, we do not remove accounts simply because you tell us to do so. We have proper protocol and guidelines to follow. If you wish to further dispute the account, you will need to reach out to the orginal creditor SmartPay Leasing, LLC at the website we have provided you multiple times in response to your disputes which is not what i asked for, proper validation is what I asked for.   I'm not sure what I should do at this point.