Chase Pre-Approvals in the App

[Burgerwars]

I noticed on my Chase app, about half-way scrolling down the homepage after logging in, there are three pre-approved offers:

Freedom Unlimited Visa $18,000 limit

United Airlines Visa

Southwest Airlines Visa

The airline cards don't show any pre-approved limit. I'm not bothering as I already three Chase cards, plus don't want to fill my credit report with random new cards and inquiries.  

[hegemony]

I got a rock

[MP80]

7 hours ago, Burgerwars said:

I noticed on my Chase app, about half-way scrolling down the homepage after logging in, there are three pre-approved offers:

Freedom Unlimited Visa $18,000 limit

United Airlines Visa

Southwest Airlines Visa

The airline cards don't show any pre-approved limit. I'm not bothering as I already three Chase cards, plus don't want to fill my credit report with random new cards and inquiries.  

Yes, Chase's policy on cardholders has changed a bit, or at least that's how it appears to be when I look at my account details. Under account services, it is now possible to increase the credit limit, which I have never seen in my account before. Of course, when you click on the credit journey content on the Chase offer, there is already an approved offer.

 

 

[DebtFreeIn04]

Question wifey shows chase cards pre approved, but she's 6x24,  now, will be 4/24 in March,  don't do it right? Wait till March/April?

[Burgerwars]

58 minutes ago, DebtFreeIn04 said:

Question wifey shows chase cards pre approved, but she's 6x24,  now, will be 4/24 in March,  don't do it right? Wait till March/April?

 

To be on the safe side, I would wait. Since she has a bunch of accounts, not having another card now won't crimp her lifestyle. The site says "pre-approved" but there's no guarantees in this world. I'm at 2/24 now. A SoFi card in the summer of 2021, plus a card I just opened with another bank last month. I already have three Chase cards. I don't need more, but will watch the pre-approvals just out of curiosity.

 

[Burgerwars]

Here's an article on the Chase "5/24 rule." Since Chase doesn't publish this rule, it's compiled from people's experience. 

 

https://10xtravel.com/chase-5-24-rule