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Business Credit Card


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If it doesn't report on your personal reports, it will not affect your personal score.


Now, if it's a card that you personally guaranteed, and you're closing it in default or some other derogatory status, they could potentially add it to your personal report even though it wasn't listed there while it was open.  Sometimes business trades with a PG end up on your personal report once the creditor wants to apply more leverage.  If you didn't personally guarantee the card, then they cannot put it on your personal report.

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