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Debt collection letters and phone calls about a debt from August 2006. What should I do?


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When was the last payment? 

 

And how was this not a loan of some sort?  Doesn't make sense...may not have been a Federal Student Loan, but if it was an extension of credit for the tuition, it is still a loan of sorts. 

 

I would ALSO suggest reviewing dockets to make sure you weren't sued somewhere along the way and the current efforts are actually more closely aligned with post-judgment enforcement actions...

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3 hours ago, peteo said:

I should also say that they've called me more than once in a day. Isn't that a violation of the FDCPA?

Not necessarily.  When did you place them on notice not to call?  Was it in writing?  Have you actually spoken to them once (or more) per day?  Placing multiple calls through the course of the day is not, in and of itself, a violation...

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