Jump to content

Debt collection letters and phone calls about a debt from August 2006. What should I do?

Recommended Posts

When was the last payment? 


And how was this not a loan of some sort?  Doesn't make sense...may not have been a Federal Student Loan, but if it was an extension of credit for the tuition, it is still a loan of sorts. 


I would ALSO suggest reviewing dockets to make sure you weren't sued somewhere along the way and the current efforts are actually more closely aligned with post-judgment enforcement actions...

Link to comment
Share on other sites

3 hours ago, peteo said:

I should also say that they've called me more than once in a day. Isn't that a violation of the FDCPA?

Not necessarily.  When did you place them on notice not to call?  Was it in writing?  Have you actually spoken to them once (or more) per day?  Placing multiple calls through the course of the day is not, in and of itself, a violation...

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.


  • Member Statistics

    • Total Members
    • Most Online

    Newest Member
  • Create New...

Important Information