dredee0 Posted September 12, 2022 Share Posted September 12, 2022 (edited) Discover is interesting. I like their service, their products, but I hate their secured card. Why? I had it for over FIVE years secured. I then *Admin and our Terms of Service prohibit profanity*ed and complained (lack of better terms), so my card was unsecured. However, i could only go from $200 secure to $350 unsecured. Frustrated with credit limit requests that went NO WHERE, I closed the account. Two days later, I reapplied for the same card with better terms. Got INSTANT approved for $7000!!! 0% interest for first fifteen months too!!!! Look. I've been here since 2004, but I never knew what I know now, so I've got way WAY better tradelines. I refuse to get indebted the size of my annual income in credit cards. Keep going!!! Edited September 12, 2022 by dredee0 RehabbingANDBlabbing and MarvBear 2 Quote Link to comment Share on other sites More sharing options...
shifter Posted September 12, 2022 Share Posted September 12, 2022 Yes typically the best way to get in with Disco is via a new application. I have never received a single CLI on either of my cards. dredee0 1 Quote Link to comment Share on other sites More sharing options...
dredee0 Posted September 13, 2022 Author Share Posted September 13, 2022 Thanks. I wish I had known that two years ago lol, but its amazing that I got my first $2000, then $5k, now a $7k. Will transfer a few balances and close Merrick. Could also do both Capital Ones. I'm looking for one card to exceed both, as I have two from Capital One and Credit One. Quote Link to comment Share on other sites More sharing options...
pwd847 Posted September 13, 2022 Share Posted September 13, 2022 (edited) I started at $500 secured and now I'm at $50,000 unsecured. I kept hitting the CLI button for about 1.5 to 2 years. Haven't hit that button in over a year. Edited September 13, 2022 by pwd847 RehabbingANDBlabbing and hegemony 2 Quote Link to comment Share on other sites More sharing options...
PotO Posted September 14, 2022 Share Posted September 14, 2022 Disco likes to give CLIs to people who use their Disco card. WTF would I want to use that dud? Quote Link to comment Share on other sites More sharing options...
RehabbingANDBlabbing Posted September 14, 2022 Share Posted September 14, 2022 10 hours ago, PotO said: Disco likes to give CLIs to people who use their Disco card. WTF would I want to use that dud? Some of their 5% categories are good. For example, they are doing 5% back on mobile wallet purchases next quarter. That’s an easy $75 on pretty much anything. Quote Link to comment Share on other sites More sharing options...
PotO Posted September 14, 2022 Share Posted September 14, 2022 20 minutes ago, RehabbingANDBlabbing said: Some of their 5% categories are good. For example, they are doing 5% back on mobile wallet purchases next quarter. That’s an easy $75 on pretty much anything. Yes, you are right. Disco does have its advantages. Quote Link to comment Share on other sites More sharing options...
hegemony Posted September 14, 2022 Share Posted September 14, 2022 3 hours ago, PotO said: Yes, you are right. Disco does have its advantages. I really like it when the quarterly category is "Movie theaters" "popcorn vendors" and "animal husbandry centers" Chasing rotating categories is a fool's errand. PotO 1 Quote Link to comment Share on other sites More sharing options...
PotO Posted September 15, 2022 Share Posted September 15, 2022 8 hours ago, hegemony said: I really like it when the quarterly category is "Movie theaters" "popcorn vendors" and "animal husbandry centers" Chasing rotating categories is a fool's errand. I thought you most enjoyed the "Freelance Hookers on The Strip" quarters. RehabbingANDBlabbing and hegemony 1 1 Quote Link to comment Share on other sites More sharing options...
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