Discover card (secured) to unsecured

[dredee0]

Discover is interesting. I like their service, their products, but I hate their secured card.  Why? I had it for over FIVE years secured.  I then *Admin and our Terms of Service prohibit profanity*ed and complained (lack of better terms), so my card was unsecured. However, i could only go from $200 secure to $350 unsecured.  Frustrated with credit limit requests that went NO WHERE, I closed the account. Two days later, I reapplied for the same card with better terms. Got INSTANT approved for $7000!!!  0% interest for first fifteen months too!!!!

 

Look. I've been here since 2004, but I never knew what I know now, so I've got way WAY better tradelines.  I refuse to get indebted the size of my annual income in credit cards.  Keep going!!!

Edited September 12, 2022 by dredee0

[shifter]

Yes typically the best way to get in with Disco is via a new application. I have never received a single CLI on either of my cards. 

[dredee0]

Thanks. I wish I had known that two years ago lol, but its amazing that I got my first $2000, then $5k, now a $7k. Will transfer a few balances and close Merrick.  Could also do both Capital Ones. I'm looking for one card to exceed both, as I have two from Capital One and Credit One.

[pwd847]

I started at $500 secured and now I'm at $50,000 unsecured.  I kept hitting the CLI button for about 1.5 to 2 years.  Haven't hit that button in over a year.

Edited September 13, 2022 by pwd847

[PotO]

Disco likes to give CLIs to people who use their Disco card.  WTF would I want to use that dud?

[RehabbingANDBlabbing]

10 hours ago, PotO said:

Disco likes to give CLIs to people who use their Disco card.  WTF would I want to use that dud?

Some of their 5% categories are good. For example, they are doing 5% back on mobile wallet purchases next quarter. That’s an easy $75 on pretty much anything.

[PotO]

20 minutes ago, RehabbingANDBlabbing said:

Some of their 5% categories are good. For example, they are doing 5% back on mobile wallet purchases next quarter. That’s an easy $75 on pretty much anything.

 

Yes, you are right.  Disco does have its advantages.  

[hegemony]

3 hours ago, PotO said:

 

Yes, you are right.  Disco does have its advantages.  

I really like it when the quarterly category is "Movie theaters" "popcorn vendors" and "animal husbandry centers"

 

Chasing rotating categories is a fool's errand.

[PotO]

8 hours ago, hegemony said:

I really like it when the quarterly category is "Movie theaters" "popcorn vendors" and "animal husbandry centers"

 

Chasing rotating categories is a fool's errand.

 

I thought you most enjoyed the "Freelance Hookers on The Strip" quarters.