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Texas medical debt CA letter but not on CRA


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I received a Collection letter from a CA for a medical bill.

But when I check my 3 credit reports , nothing is there. And my credit still as good as before.

Is it cause of the new law that they don’t appear on my Credit Report ?

How can I use Why Chat's Programs ?

Do I just skip the CRA dispute letter steps ? (Initial HIPAA dispute letter)

PLEASE FOLLOW ALL STEPS IN THE ORDER PROVIDED, DO NOT SKIP OR OMIT ANY STEPS UNLESS INSTRUCTED TO.”

Thank you.

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I see you asked for your post to be deleted, however I am going to answer your question. If it is a legitimate medical bill from a medical service within the past 2 years you should pay it directly to the provider. If it is not a valid bill or is over 2 years old put it in your recycling bin.

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