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Is there a Master List?


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The smart guys might know of one.


Most are about every 6 months

In general here's mine:

Amex 6 months after last cli approval (not sure but think 90 days after denial


BOA (hates me) 6 months

Discover (whenever ya want) once a month


Cap1 (hates me) every 6 months 

Citi 6 months 

Usaa 6 months (I don't like the hard pull so I do once a year)


Those are my main ones , I know I'm missing some. Good luck!








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