SuperAppreciative Posted June 17, 2022 Share Posted June 17, 2022 Currently have $15k Platinum with them with a low balance that was just boosted from their yearly $1k soft CLI. Got approved for a $20k auto loan but I'm going to turn it down ass I got a better deal from another lender. I would like to utilize the existing HP with the most likely option for getting approved given my credit profile. Options 1. If I apply for another card they have 6.9% on balance transfers (no fee) which would be less than what I'm paying now. 2. I could request a bigger CLI and would have balance transfers at 7.9% 3. I could could request a line of credit for emergencies 4. Combo of the above TU FICO 8 733EFX FICO 8 740 EXP FICO 8 728 61% Utilization $46k total balance (from business) No late payments or bads. Quote Link to comment Share on other sites More sharing options...
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