Jump to content

NASA FCU advice to utilize hard pull from auto loan on other products?


SuperAppreciative
 Share

Recommended Posts

Currently have $15k Platinum with them with a low balance that was just boosted from their yearly $1k soft CLI. Got approved for a $20k auto loan but I'm going to turn it down ass I got a better deal from another lender. I would like to utilize the existing HP with the most likely option for getting approved given my credit profile. 

Options
1. If I apply for another card they have 6.9% on balance transfers (no fee) which would be less than what I'm paying now. 
2. I could request a bigger CLI and would have balance transfers at 7.9%

3. I could could request a line of credit for emergencies

4. Combo of the above 
 

TU FICO 8 733
EFX FICO 8 740
EXP FICO 8 728

 

61% Utilization
$46k total balance (from business)

No late payments or bads.

Link to comment
Share on other sites


Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

 Share




  • Member Statistics

    • Total Members
      185276
    • Most Online
      2046

    Newest Member
    Nolo
    Joined
×
×
  • Create New...

Important Information

Guidelines