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Medical Debt - Not sure if DOFD is correct. Can someone help me understand? Driving myself crazy...


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Hello,

I'm going in circles and figure someone here might be able to help me understand/decipher.

 

I have a $660 bill from the physical therapy office.

I went regularly from March - May 2015 (2.5 months). 

My last date of service was 5/26/2015.

 

The collection agency reports: 

Date Assigned: Aug 2018

DOFD: April 2016 (11 months after my last appointment)

Insurance sent payments to billing after my last DOS but I didn't make any payments.

 

Is the DOFD (Experian is the only place it's reported - other credit reports say it will come off CR in Jan 2023). If it is incorrect, what can I do? I don't know if I can dispute it or if that is a good idea.

I would love for the DOFD to be May 2015 b/c that means it's it's reached the end of the 7 years on my credit report (I'm in Connecticut)

 

Thank you in advance!!

 

 

Edited by whatishappening
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