Medical Debt - Not sure if DOFD is correct. Can someone help me understand? Driving myself crazy...

[whatishappening]

Hello,

I'm going in circles and figure someone here might be able to help me understand/decipher.

 

I have a $660 bill from the physical therapy office.

I went regularly from March - May 2015 (2.5 months). 

My last date of service was 5/26/2015.

 

The collection agency reports: 

Date Assigned: Aug 2018

DOFD: April 2016 (11 months after my last appointment)

Insurance sent payments to billing after my last DOS but I didn't make any payments.

 

Is the DOFD (Experian is the only place it's reported - other credit reports say it will come off CR in Jan 2023). If it is incorrect, what can I do? I don't know if I can dispute it or if that is a good idea.

I would love for the DOFD to be May 2015 b/c that means it's it's reached the end of the 7 years on my credit report (I'm in Connecticut)

 

Thank you in advance!!

 

 

Edited April 28 by whatishappening

[Why Chat]

The date of assignment to the CA is irrelevant.

Follow the guides;

 

https://whychat.me/GUIDEBOOK.html

 

Opting out will help prevent your data from being sold to data miners, who in turn sell to JDBs (junk debt buyers) who love to poison reports .

 

In your case all you have to do is to send Experian this;

https://whychat.me/hipaadisp.html

[whatishappening]

Thanks, Whychat.  I don't know how I missed your notification but I just ready our comments. I'm going to optout today and work my way through the link. I appreciate all your help in the forum. I'm learning as I go - tons of useful info here.