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My brothers CAP1 auto loan 168 past due. Will they settle for 50%?


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Even if the car is 'destroyed,' no matter whether parted out or torched or otherwise totaled, your brother is still engaging in what we refer to in Texas as "hindering a secured creditor.'


Further, if the car IS 'destroyed,' then why does he not want to release the remnants to the lender? 


Something smells here, and it is NOT the dead fish in the pond where something is likely resting...

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