127B Posted April 10, 2022 Share Posted April 10, 2022 What is the max credit card limit with USAA? I have the rate advantage set at $8500, but I want to see if it possible to go higher to help with DTI. Thank you on advance. Quote Link to comment Share on other sites More sharing options...
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Burgerwars Posted April 11, 2022 Share Posted April 11, 2022 I'm unsure of the absolute maximum, but whatever it is depends on your credit, income, assets, etc. I happened to join USAA just before they shut the door on allowing anyone alive to open a checking or savings account. Shortly afterward I opened a credit card account. My limit is $9,000. I forgot what the limit was when I opened the account, but it might be the same. I've never bothered asking for an increase. insolent1 1 Quote Link to comment Share on other sites More sharing options...
get.randy Posted April 11, 2022 Share Posted April 11, 2022 They're pretty stingy w/ limits. They kept saying no to me when my card was 10k, so I closed it a few years ago. Their rewards weren't great at the time, so I didn't really mind kicking them to the curb. Not sure what they're like now. I do use them for checking and insurance still. insolent1 and Burgerwars 2 Quote Link to comment Share on other sites More sharing options...
insolent1 Posted April 11, 2022 Share Posted April 11, 2022 They will tell you when they feel you deserve a CLI. I've never received one in over a flawless decade with them, insurance/other banking products, and 800+ FICO 8 and 9 scoring. I rarely use the card now. Burgerwars 1 Quote Link to comment Share on other sites More sharing options...
DebtFreeIn04 Posted April 11, 2022 Share Posted April 11, 2022 (edited) Had usaa rewards visa for 5 years. Starting limit was 2k. Asked for cli on it last year hard pull got 5k. Late night, last month, few random apps (not advisable but worked out ok) apped for the usaa amex rewards SL 15k, was surprised. I have checking savings and insurance. Edited April 11, 2022 by DebtFreeIn04 Quote Link to comment Share on other sites More sharing options...
hegemony Posted April 11, 2022 Share Posted April 11, 2022 when I was rebuilding I can the USAA amex with a 30k limit. The card and other banking products are overrated and I closed it years ago. If you want high limits, look toward chase, amex, BOA, and UNFCU. Quote Link to comment Share on other sites More sharing options...
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