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The last post in this topic was posted 1527 days ago. 

 

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I have two federal student loans in default totaling $3300. 
 

They are giving me the options to rehab, settle or consolidate. 
 

I know rehabbing removes the delinquent status after 9 months but I also will still have the original Fed Loan Servicing charge offs showing on my credit. These accounts opened in 2014. 
 

So my question is does rehabbing help my credit score or should I just settle and have it shown as paid collection and be done with it? 
 

Thanks for your help:) 


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