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Interesting card offering.  Don't believe I've heard of any other secured  business cards.  (Perhaps with good reason ...)


Frankly, I don't see the appeal.  It doesn't appear that it comes with any particular business perks that wouldn't be derived from a personal secured card.


I doubt that you can get approval for this card if you can't obtain a personal secured card.  If you can open a personal secured, I would think that you'd want to have the benefit of this credit history on your personal credit report to boost your score over time.

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2 hours ago, ConcordUser said:

I wonder if they do a hard inquiry on the personal credit report. Also would this card report to personal credit reports?

 Their biz cards do require a hard pull and personal guarantee.


I was offered this card as a counter offer in the past to a regular credit card application.

I never followed through with the secured card.


I now have a BOA biz card with a 20K limit with a PG. It does not report to personal credit.



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