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Should trial payments during loan modification be reported to CRAs?


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My mortgage loan maturity date was scheduled for February 2021. There would have been a balloon payment of $18K due at that time, which I didn't have. I was approved for a 5 year loan modification in January 2021.

I was required to make 6 months of trial payments before the modification would be permanent.  I made all these payments on time, however they weren't reported to the CRAs.  It shows on my CRA as - Data Unavailable

 

I spoke to my mortgage company a few times during the trial period inquiring why they weren't being reported. I was told by two different reps that they would all be reported once the trial period was over and resumed making payments. One rep said he would also forward my inquiry to the dept that reports payment info to the CRAs. 

 

Just curious if anyone else had a loan modification and whether the trial payments were reported. Not sure how the 'Data Unavailable' reflects on credit score, but if I can get 6 more months of positive, on time payments, I'm thinking it will help my credit score.  Thanks in advance!

 

 

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