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What’s a mortgage? 7 in 10 homeowners don’t understand the details of buying a house


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I'm one of those strange Realtor's who actually talk people out of buying homes. I like to walk my "young" buyers through a house looking at the age of the HVAC system, roof and appliances and making sure they understand the life expectancy and replacement costs. 

We have so many programs now where people can get into a house with 1-3% down that more and more people are buying that have no business being home owners.  

Having a couple of credit cards as your emergency fund is never the best idea. 

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