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Medical Collection Question


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Paying the original creditor will have no effect on your report.

Follow the guides as posted 

https://whychat.me/GUIDEBOOK.html

https://whychat.me/GUIDE HIPAA PROGRAM.html

 

Send each CRA where this (or any medical account) is posted this;

https://whychat.me/hipaadisp.html

 

If the account is over 2 years old it is more than likely it is NOT a valid collection but a posting from a JDB ( junk debt buyer) who obtained the account data from a data miner. ( that is the reason for opting out)

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