StarkRaven$ Posted October 2, 2022 Share Posted October 2, 2022 Comenity NFL CLI from $5K to $8K. Modest but a soft pull. DebtFreeIn04, Kat58, hegemony and 1 other 4 Quote Link to comment Share on other sites More sharing options...
brainchasm Posted October 7, 2022 Share Posted October 7, 2022 Less an approval or CLI, and more like a kick in the teeth... I had a USAA CC that had a very small, weird keyhole for applying. But I ended up with unlimited 2.5% CB. Ok, cool. Checking statements today, noticed the reward language got replaced back in May with 1.5%. Called to check, and yeah, card got neutered in April, they'll do a courtesy extra 1% (totaling 2.5%) until EOY, and then FML. CSR had the gall to read the part of the letter where USAA said "to remain competitive, and make way for new exciting products, we're reducing your cashback..." Bunch of clowns. USAA hasn't been "competitive" in the dozen years I've been with them, they ain't gonna start now. centex, Kat58, hdporter and 1 other 1 1 2 Quote Link to comment Share on other sites More sharing options...
centex Posted October 7, 2022 Share Posted October 7, 2022 57 minutes ago, brainchasm said: CSR had the gall to read the part of the letter where USAA said "to remain competitive, and make way for new exciting products, we're reducing your cashback..." Bunch of clowns. USAA hasn't been "competitive" in the dozen years I've been with them, they ain't gonna start now. The loosely translates as "to preserve the profit margins which help our employee bonuses..." hegemony 1 Quote Link to comment Share on other sites More sharing options...
RehabbingANDBlabbing Posted October 22, 2022 Share Posted October 22, 2022 I was approved for the Delta Platinum card for business. $3k SL. Waiting to hear back on the Delta Gold for business my DH applied for. We are chasing some Skypesos for another trip haha. hegemony, Kat58, scott31337 and 3 others 6 Quote Link to comment Share on other sites More sharing options...
hdporter Posted October 24, 2022 Share Posted October 24, 2022 (edited) Quote Bunch of clowns. USAA hasn't been "competitive" in the dozen years I've been with them, they ain't gonna start now. Just take this as a different perspective ... When someone gives me a deal that's better than most any one else has extended, and then later retracts the deal, my inclination isn't to take a piss on them. Instead, I'll have anticipated that the gravy train is likely to come to the end of it's trail at some point or another. Look, if it helps to vent your spleen a bit in frustration (and I'm not denying that there's decent reason for at least some disappointment), go for it. Different strokes, you know ... Edited October 24, 2022 by hdporter Quote Link to comment Share on other sites More sharing options...
RehabbingANDBlabbing Posted October 25, 2022 Share Posted October 25, 2022 DH was approved for the AmEx Business Delta Gold. Apparently, we made a typo on the address for the business. After correcting the address issue, he was instantly approved for $20k, which was a shock considering his other personal cards are stuck at $1k each. We do use his Gold charge card frequently and have spent $23k on it so far this year, so I guess they like him! Kat58, MP80, TheVig and 2 others 5 Quote Link to comment Share on other sites More sharing options...
DebtFreeIn04 Posted November 4, 2022 Share Posted November 4, 2022 DW's Amex BCP 6 month cli request instant +2000 to 32k. Was going to ask for 8k but don't want ruffle amex's feathers. TheVig, Kat58, hegemony and 2 others 3 2 Quote Link to comment Share on other sites More sharing options...
RehabbingANDBlabbing Posted November 5, 2022 Share Posted November 5, 2022 Well my AmEx spree continues and their behavior remains interesting. I tried to apply for the Bonvoy Brilliant for the gazillionth time and was denied. Then I put in an app for my DH instead. Well, I guess he's in the good graces of AmEx now because he was instantly approved for $4,400! They also recently approved him for the Delta Gold for business for $20k. Mind you, he has an Experian FICO of 640, but apparently we did something to make them overlook that fact. hegemony, djransom, DebtFreeIn04 and 2 others 3 2 Quote Link to comment Share on other sites More sharing options...
CocoPuff Posted November 15, 2022 Share Posted November 15, 2022 On 7/13/2022 at 6:24 PM, MP80 said: Given that I'm 4/24 now, I'll probably accept Chase's offer, so I'll go ahead and apply for other pre-approvals from Bank of the West, Citi, or maybe just maybe the new Wells Fargo Autograph credit card. But, one thing, the $95 annual fee. I'll probably take up the Chase Unlimited credit card, which has a lower credit limit of $14K. I know I am late in replying to this, but where did you see you were already preapproved? Under my offers? MP80 and DebtFreeIn04 1 1 Quote Link to comment Share on other sites More sharing options...
CocoPuff Posted November 16, 2022 Share Posted November 16, 2022 22 hours ago, CocoPuff said: I know I am late in replying to this, but where did you see you were already preapproved? Under my offers? I just applied and was approved for 17,900! Bonus will be easy peasy. I am now 5/24.... but I have all I want right now. hegemony, djransom, Kat58 and 1 other 1 3 Quote Link to comment Share on other sites More sharing options...
MP80 Posted November 17, 2022 Share Posted November 17, 2022 On 11/15/2022 at 10:43 AM, CocoPuff said: I know I am late in replying to this, but where did you see you were already preapproved? Under my offers? 7 hours ago, CocoPuff said: I just applied and was approved for 17,900! Bonus will be easy peasy. I am now 5/24.... but I have all I want right now. Congrats on your approval! I didn't apply for any cards that Chase pre-approved and selected for me. My reason was that the cash advance limit is inadequate to accommodate my usage. CHASE credit journey Vantage score 3.0 RehabbingANDBlabbing 1 Quote Link to comment Share on other sites More sharing options...
DebtFreeIn04 Posted November 18, 2022 Share Posted November 18, 2022 Discover1 +3000 to 20.9k after 3 monthly "no's" been asking right after statement cut. hegemony, Kat58, RehabbingANDBlabbing and 1 other 4 Quote Link to comment Share on other sites More sharing options...
hdporter Posted November 18, 2022 Share Posted November 18, 2022 Prompted by @DebtFreeIn04 success with Discover to ask for a CLI on my "it". $1000 to $30.8k. First approved increase in just under 3 years. (very limited purchase activity; now carrying a $3500 bt) hegemony, Kat58, MP80 and 3 others 6 Quote Link to comment Share on other sites More sharing options...
scott31337 Posted November 24, 2022 Share Posted November 24, 2022 Chase IHG Business 10k hegemony, TheVig, MP80 and 1 other 4 Quote Link to comment Share on other sites More sharing options...
MP80 Posted November 24, 2022 Share Posted November 24, 2022 Marcus by Goldman Sachs GM-Rewards Card Approval. Profile Stat: TransUnion Credit Score 790 FICO UT < 1% INQ- 2 Last App- 7 Months Ago SL- $12,000.00 APR- 17.99% Intro APR on Purchases 0% First 12 months Kat58 1 Quote Link to comment Share on other sites More sharing options...
Sidewinder Posted November 25, 2022 Share Posted November 25, 2022 CL on my Bank of America Cash Rewards mastercard was $6,500 as of my October statement, but I logged in a few days ago and noticed it's now $10,500. It's the first auto-CLI in the >2 year history of the account. (In July when they approved me for Unlimited Cash Rewards Visa at $18K, they thefted $3K from my Platinum Plus Visa which they still have not restored. But it was just four months ago. : / ) hdporter and Kat58 2 Quote Link to comment Share on other sites More sharing options...
Sidewinder Posted November 26, 2022 Share Posted November 26, 2022 Hit the luv button at Discover and went from $7,000 to (wait for it) ...$7,500. hegemony, Kat58, DebtFreeIn04 and 3 others 2 2 1 1 Quote Link to comment Share on other sites More sharing options...
MP80 Posted December 2, 2022 Share Posted December 2, 2022 NFCU Instant Approved to $33,000 Profile stats: EQ- 795 FICO-9 SP INQ- 1 UTI < 1% hegemony, DebtFreeIn04 and Kat58 3 Quote Link to comment Share on other sites More sharing options...
NoMoreHate Posted December 2, 2022 Share Posted December 2, 2022 Marcus - GM Rewards Card Approved CL - $40,000 Trans Union FICO 850 MP80, Kat58, RehabbingANDBlabbing and 2 others 3 2 Quote Link to comment Share on other sites More sharing options...
MP80 Posted December 3, 2022 Share Posted December 3, 2022 Bank of the West Cash Back World Mastercard Approved instantly Soft Pull- EX SL- $3000.00 APR- 22.74% Yikes! Profile stats: 775 FICO 8 UT< 1% INQ-1 TheVig, RehabbingANDBlabbing, Kat58 and 1 other 4 Quote Link to comment Share on other sites More sharing options...
MP80 Posted December 5, 2022 Share Posted December 5, 2022 (edited) Wells Fargo Reflect Card Approved! Good Lord! Credit is crack! I can't stop applying when I'm hot! Now, 4 for 4! Line of credit- $9,000.00 APR- 20.74% 0.0% Introductory APR for 18 months Profile stats: EX- FICO 8 775 INQ- 1 UT>1% Wells Fargo has been rehabilitated; I think? Edited December 5, 2022 by MP80 DebtFreeIn04, hegemony and Kat58 3 Quote Link to comment Share on other sites More sharing options...
MP80 Posted December 6, 2022 Share Posted December 6, 2022 Bank of America CLI -> $99,900.00 Finally reached the maximum credit limit for a Bank of America personal account. It took me 3.5 years to climb to $90,000.00, I stuck with it for 3 years until today I hit the barrier, a boundary that people rarely break through. Kat58, DebtFreeIn04, scott31337 and 2 others 4 1 Quote Link to comment Share on other sites More sharing options...
scott31337 Posted December 8, 2022 Share Posted December 8, 2022 Amex BBC 47k->59k MP80, Kat58 and hegemony 3 Quote Link to comment Share on other sites More sharing options...
brainchasm Posted December 8, 2022 Share Posted December 8, 2022 Only posting it here because apparently they needed to do a pull of some sort, but Approved for a Chase Total Checking. While that's banal on its face, it lets me get a couple kid accounts so they can have debit cards. They have goHenry right now, but the fee is going up, and all Chase needs to be fee-free is putting in $500/mo into my checking with them. Since they have four of my CCs, there's no reason to not put $500 there every month; just that much quicker to pay the bills. So, approved for first new checking account in a long damned while, approved for two kidlet accounts, and hopefully overall better management and more making-sense. hegemony, MP80 and Kat58 3 Quote Link to comment Share on other sites More sharing options...
MP80 Posted December 12, 2022 Share Posted December 12, 2022 (edited) BMO Harris Cash Back Mastercard Approved!!! Approved instantly Hard pulls- TransUnion. Credit Limit- $12,000.00 Profile stats: 785 FICO 8 UT< 1% INQ-3 Everyone seems to get only $12,000 maxes. Edited December 12, 2022 by MP80 Kat58 and hegemony 1 1 Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.