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Master 2022 Approvals and CLIs Thread (Post Yours!)


hegemony
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It's been a little over a week since closing, and I haven't done anything for a year and a half.

 

Waiting for pizza I decided to app a few cards I wanted and finally got my Amex Amazon card!

 

Not all of these are impressive or impressive lines, but they typically have a purpose for me:

  • Chase Freedom Flex ($11K);
  • Amex Amazon Prime Business ($3K);
  • Amex Cash Magnet ($2K);
  • Apple Card ($1.5K).

At closing I got a bank check to pay off a credit card which is odd, does anyone know what that's about? I don't even know how to do anything with it, like walk into my bank's branch and be like "some random old man gave this to me for me for you"? 

 

This was very exciting because I haven't had a chance to open anything in forever!

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On 1/1/2022 at 8:12 PM, smartlypretty said:

It's been a little over a week since closing, and I haven't done anything for a year and a half.

 

Waiting for pizza I decided to app a few cards I wanted and finally got my Amex Amazon card!

 

Not all of these are impressive or impressive lines, but they typically have a purpose for me:

  • Chase Freedom Flex ($11K);
  • Amex Amazon Prime Business ($3K);
  • Amex Cash Magnet ($2K);
  • Apple Card ($1.5K).

At closing I got a bank check to pay off a credit card which is odd, does anyone know what that's about? I don't even know how to do anything with it, like walk into my bank's branch and be like "some random old man gave this to me for me for you"? 

 

This was very exciting because I haven't had a chance to open anything in forever!

 

Heard back from the other I applied for in that half-hour blitz - NFCU (Platinum), $15,000. 

ETA: A few weeks ago Amex increased my limit on my BCE to $6800, and added a $6700 pay over time limit to my Gold. 

Edited by smartlypretty
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  • 2 weeks later...

Busy start to new year.

Got covid right after Christmas so I had down time and did all this:

 

Business Approvals

BOA $8500 Business Cash Rewards - Has PG

Home Depot Commercial Account $10,000 - NO PG Citibank Product

Exxon Mobile / Wex $8,000 - No PG

 

JAX Federal Credit Union $5000 cash back visa < Personal Not Business

 

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45 minutes ago, hegemony said:

BOA travel rewards FOAD my CLI request. stuck at 99,900 SAD!

 

Maybe call for a recon? Write a letter to the EO? Might want to get copies of your paper reports to see what's going on.

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2 hours ago, TheVig said:

 

Maybe call for a recon? Write a letter to the EO? Might want to get copies of your paper reports to see what's going on.

😭 I'll survive. Highest monthly usage last year was about $180

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Approvals this year.  Car refi @ 2.05% for 48 months (lease buyout); Discover CLI (sort of - see the why I hate Disco thread for details)

 

I have not really tried for anything in the last year or so, save for testing the AmEx BL (still going strong into year 15).  Part of it was that we were doing a mortgage re-fi last year, and more recently I did the auto-refi.  DW is on the soft AmEx BL (she gets the "you aren't eligible for the signup bonus" pop-up on all her apps, even when she has never had the card). There really isn't anything compelling in the new card realm in my view with a decent sign-up bonus, and I don't chase SUBs unless they are either REALLY strong, or the card has a long-term use.

 

As far as CLIs, I am stuck at the BoA "cap" of $99.9 like Hege.  I have over $100k with Citi and give the cards little to no use, so no reason to ask since they always decline the soft pull and it isn't compelling enough to warrant the hard pull.  I have $115k with Chase, and while I use the hell out of them I would rather wait for a good SUB and get a new card then combine.   

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