Master 2022 Approvals and CLIs Thread (Post Yours!)

[hegemony]

Happy New CLI/Approval Year!!!!

 

 

 

 

 

[hegemony]

don't forget to add data to CreditPulls!!!

 

https://creditboards.com/forums/index.php?/creditpulls/&do=form&d=5

[Krish]

Good luck to all.

0 cards in 4+ years. I will need to get a few more high CL cards this year.

[hegemony]

Amex CLI on BCP resulted in 4506-t request (again)... so far 2022 is just like 2021, 2020, 2019, 2018, etc.

[DebtFreeIn04]

Mortgage rate shopping in August, last 2 new accounts opened 7 months ago, going to resist opening anything. Hope the 2005 Ford explorer holds out. 😁

Edited January 1, 2022 by DebtFreeIn04
Spelling

[smartlypretty]

It's been a little over a week since closing, and I haven't done anything for a year and a half.

 

Waiting for pizza I decided to app a few cards I wanted and finally got my Amex Amazon card!

 

Not all of these are impressive or impressive lines, but they typically have a purpose for me:

• Chase Freedom Flex ($11K);
• Amex Amazon Prime Business ($3K);
• Amex Cash Magnet ($2K);
• Apple Card ($1.5K).

At closing I got a bank check to pay off a credit card which is odd, does anyone know what that's about? I don't even know how to do anything with it, like walk into my bank's branch and be like "some random old man gave this to me for me for you"? 

 

This was very exciting because I haven't had a chance to open anything in forever!

[Journeyjeans]

I hope to get my first high limit card this year!  Excited!!

[hegemony]

like clockwork... Citi love button CLI... only 1k (Mrs. H) but better than a kick in the head from a horse.

[smartlypretty]

On 1/1/2022 at 8:12 PM, smartlypretty said:

It's been a little over a week since closing, and I haven't done anything for a year and a half.

 

Waiting for pizza I decided to app a few cards I wanted and finally got my Amex Amazon card!

 

Not all of these are impressive or impressive lines, but they typically have a purpose for me:

• Chase Freedom Flex ($11K);
• Amex Amazon Prime Business ($3K);
• Amex Cash Magnet ($2K);
• Apple Card ($1.5K).

At closing I got a bank check to pay off a credit card which is odd, does anyone know what that's about? I don't even know how to do anything with it, like walk into my bank's branch and be like "some random old man gave this to me for me for you"? 

 

This was very exciting because I haven't had a chance to open anything in forever!

 

Heard back from the other I applied for in that half-hour blitz - NFCU (Platinum), $15,000. 

ETA: A few weeks ago Amex increased my limit on my BCE to $6800, and added a $6700 pay over time limit to my Gold. 

Edited January 5, 2022 by smartlypretty
add info

[PhoenixDown]

3 hours ago, hegemony said:

like clockwork... Citi love button CLI... only 1k (Mrs. H) but better than a kick in the head from a horse.

 

I requested a CLI on my Citi Costco card and was approved!

 

New Credit Limit: $17,000

Prior Credit Limit: $13,000

[TheVig]

BJ's MC $19,400 to $20,400

 

[Glacier]

I need new tires, so decided to see about a CLI in on my Synchrony Discount Tire/Car Credit.  $1,500 to $4,000.  No HP, just had to call and verify identity.  

[TheVig]

Citi Premier

$95 AF

$12,000 CL

80k SUB for $4k spend

Edited January 13, 2022 by TheVig

[hegemony]

like clockwork, my remaining citi card (Premier) 5k CLI. I'm not sure I will keep it unless they wave the AF again.

[pandmel]

Busy start to new year.

Got covid right after Christmas so I had down time and did all this:

 

Business Approvals

BOA $8500 Business Cash Rewards - Has PG

Home Depot Commercial Account $10,000 - NO PG Citibank Product

Exxon Mobile / Wex $8,000 - No PG

 

JAX Federal Credit Union $5000 cash back visa < Personal Not Business

 

[hegemony]

BOA travel rewards FOAD my CLI request. stuck at 99,900 SAD!

[TheVig]

45 minutes ago, hegemony said:

BOA travel rewards FOAD my CLI request. stuck at 99,900 SAD!

 

Maybe call for a recon? Write a letter to the EO? Might want to get copies of your paper reports to see what's going on.

[hegemony]

2 hours ago, TheVig said:

 

Maybe call for a recon? Write a letter to the EO? Might want to get copies of your paper reports to see what's going on.

😭 I'll survive. Highest monthly usage last year was about $180

[CTSoxFan]

Approvals this year.  Car refi @ 2.05% for 48 months (lease buyout); Discover CLI (sort of - see the why I hate Disco thread for details)

 

I have not really tried for anything in the last year or so, save for testing the AmEx BL (still going strong into year 15).  Part of it was that we were doing a mortgage re-fi last year, and more recently I did the auto-refi.  DW is on the soft AmEx BL (she gets the "you aren't eligible for the signup bonus" pop-up on all her apps, even when she has never had the card). There really isn't anything compelling in the new card realm in my view with a decent sign-up bonus, and I don't chase SUBs unless they are either REALLY strong, or the card has a long-term use.

 

As far as CLIs, I am stuck at the BoA "cap" of $99.9 like Hege.  I have over $100k with Citi and give the cards little to no use, so no reason to ask since they always decline the soft pull and it isn't compelling enough to warrant the hard pull.  I have $115k with Chase, and while I use the hell out of them I would rather wait for a good SUB and get a new card then combine.   

[hegemony]

Junami all over again?

 

requested 30K CLI on my <12 month old Wyndham card.. approved (tU HARD),

 

I should have asked for more

[VintageWillow]

25k NFCU personal loan today. 

[chrishillson]

I keep asking BoA for way too small CLI. Approved for something like $8k > $20k 9 months ago and just approved for the $28k I asked for.

[DebtFreeIn04]

Nfcu hit love button a few weeks ago nothing.   Just logged in today statement cut showed cli $4000 to 21k wa 49 % utilization when I requested.  

[inthematrix]

1/15 Upstart loan approved for $20,000 (5 years at 7.41%) to pay down credit card balances. Score was 626 at the time. Returning to the board after an absence of a few years. Will post more in a separate thread so as not to hijack this one with questions.

[chrishillson]

Got my usual biannual +$2k on Citi while I was in the app activating the new card.