hegemony Posted January 1, 2022 Share Posted January 1, 2022 Happy New CLI/Approval Year!!!! Journeyjeans, MarvBear and Big Bear 1 2 Quote Link to comment Share on other sites More sharing options...
hegemony Posted January 1, 2022 Author Share Posted January 1, 2022 don't forget to add data to CreditPulls!!! https://creditboards.com/forums/index.php?/creditpulls/&do=form&d=5 Journeyjeans and MarvBear 1 1 Quote Link to comment Share on other sites More sharing options...
Krish Posted January 1, 2022 Share Posted January 1, 2022 Good luck to all. 0 cards in 4+ years. I will need to get a few more high CL cards this year. Big Bear, hegemony and TheVig 3 Quote Link to comment Share on other sites More sharing options...
hegemony Posted January 1, 2022 Author Share Posted January 1, 2022 Amex CLI on BCP resulted in 4506-t request (again)... so far 2022 is just like 2021, 2020, 2019, 2018, etc. Krish 1 Quote Link to comment Share on other sites More sharing options...
DebtFreeIn04 Posted January 1, 2022 Share Posted January 1, 2022 (edited) Mortgage rate shopping in August, last 2 new accounts opened 7 months ago, going to resist opening anything. Hope the 2005 Ford explorer holds out. 😁 Edited January 1, 2022 by DebtFreeIn04 Spelling Teachgirl and hegemony 1 1 Quote Link to comment Share on other sites More sharing options...
smartlypretty Posted January 2, 2022 Share Posted January 2, 2022 It's been a little over a week since closing, and I haven't done anything for a year and a half. Waiting for pizza I decided to app a few cards I wanted and finally got my Amex Amazon card! Not all of these are impressive or impressive lines, but they typically have a purpose for me: Chase Freedom Flex ($11K); Amex Amazon Prime Business ($3K); Amex Cash Magnet ($2K); Apple Card ($1.5K). At closing I got a bank check to pay off a credit card which is odd, does anyone know what that's about? I don't even know how to do anything with it, like walk into my bank's branch and be like "some random old man gave this to me for me for you"? This was very exciting because I haven't had a chance to open anything in forever! Journeyjeans, RehabbingANDBlabbing, Krish and 2 others 1 4 Quote Link to comment Share on other sites More sharing options...
Journeyjeans Posted January 2, 2022 Share Posted January 2, 2022 I hope to get my first high limit card this year! Excited!! PhoenixDown, DebtFreeIn04, smartlypretty and 3 others 5 1 Quote Link to comment Share on other sites More sharing options...
hegemony Posted January 4, 2022 Author Share Posted January 4, 2022 like clockwork... Citi love button CLI... only 1k (Mrs. H) but better than a kick in the head from a horse. Teachgirl, smartlypretty, Journeyjeans and 1 other 2 1 1 Quote Link to comment Share on other sites More sharing options...
smartlypretty Posted January 5, 2022 Share Posted January 5, 2022 (edited) On 1/1/2022 at 8:12 PM, smartlypretty said: It's been a little over a week since closing, and I haven't done anything for a year and a half. Waiting for pizza I decided to app a few cards I wanted and finally got my Amex Amazon card! Not all of these are impressive or impressive lines, but they typically have a purpose for me: Chase Freedom Flex ($11K); Amex Amazon Prime Business ($3K); Amex Cash Magnet ($2K); Apple Card ($1.5K). At closing I got a bank check to pay off a credit card which is odd, does anyone know what that's about? I don't even know how to do anything with it, like walk into my bank's branch and be like "some random old man gave this to me for me for you"? This was very exciting because I haven't had a chance to open anything in forever! Heard back from the other I applied for in that half-hour blitz - NFCU (Platinum), $15,000. ETA: A few weeks ago Amex increased my limit on my BCE to $6800, and added a $6700 pay over time limit to my Gold. Edited January 5, 2022 by smartlypretty add info hegemony and TheVig 2 Quote Link to comment Share on other sites More sharing options...
PhoenixDown Posted January 5, 2022 Share Posted January 5, 2022 3 hours ago, hegemony said: like clockwork... Citi love button CLI... only 1k (Mrs. H) but better than a kick in the head from a horse. I requested a CLI on my Citi Costco card and was approved! New Credit Limit: $17,000 Prior Credit Limit: $13,000 TheVig, smartlypretty and hegemony 3 Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 5, 2022 Share Posted January 5, 2022 BJ's MC $19,400 to $20,400 smartlypretty, DebtFreeIn04, PhoenixDown and 1 other 4 Quote Link to comment Share on other sites More sharing options...
Glacier Posted January 13, 2022 Share Posted January 13, 2022 I need new tires, so decided to see about a CLI in on my Synchrony Discount Tire/Car Credit. $1,500 to $4,000. No HP, just had to call and verify identity. hegemony 1 Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 13, 2022 Share Posted January 13, 2022 (edited) Citi Premier $95 AF $12,000 CL 80k SUB for $4k spend Edited January 13, 2022 by TheVig hegemony 1 Quote Link to comment Share on other sites More sharing options...
hegemony Posted January 19, 2022 Author Share Posted January 19, 2022 like clockwork, my remaining citi card (Premier) 5k CLI. I'm not sure I will keep it unless they wave the AF again. TheVig 1 Quote Link to comment Share on other sites More sharing options...
pandmel Posted January 21, 2022 Share Posted January 21, 2022 Busy start to new year. Got covid right after Christmas so I had down time and did all this: Business Approvals BOA $8500 Business Cash Rewards - Has PG Home Depot Commercial Account $10,000 - NO PG Citibank Product Exxon Mobile / Wex $8,000 - No PG JAX Federal Credit Union $5000 cash back visa < Personal Not Business hegemony 1 Quote Link to comment Share on other sites More sharing options...
hegemony Posted January 26, 2022 Author Share Posted January 26, 2022 BOA travel rewards FOAD my CLI request. stuck at 99,900 SAD! Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 26, 2022 Share Posted January 26, 2022 45 minutes ago, hegemony said: BOA travel rewards FOAD my CLI request. stuck at 99,900 SAD! Maybe call for a recon? Write a letter to the EO? Might want to get copies of your paper reports to see what's going on. Quote Link to comment Share on other sites More sharing options...
hegemony Posted January 26, 2022 Author Share Posted January 26, 2022 2 hours ago, TheVig said: Maybe call for a recon? Write a letter to the EO? Might want to get copies of your paper reports to see what's going on. 😭 I'll survive. Highest monthly usage last year was about $180 Quote Link to comment Share on other sites More sharing options...
CTSoxFan Posted January 26, 2022 Share Posted January 26, 2022 Approvals this year. Car refi @ 2.05% for 48 months (lease buyout); Discover CLI (sort of - see the why I hate Disco thread for details) I have not really tried for anything in the last year or so, save for testing the AmEx BL (still going strong into year 15). Part of it was that we were doing a mortgage re-fi last year, and more recently I did the auto-refi. DW is on the soft AmEx BL (she gets the "you aren't eligible for the signup bonus" pop-up on all her apps, even when she has never had the card). There really isn't anything compelling in the new card realm in my view with a decent sign-up bonus, and I don't chase SUBs unless they are either REALLY strong, or the card has a long-term use. As far as CLIs, I am stuck at the BoA "cap" of $99.9 like Hege. I have over $100k with Citi and give the cards little to no use, so no reason to ask since they always decline the soft pull and it isn't compelling enough to warrant the hard pull. I have $115k with Chase, and while I use the hell out of them I would rather wait for a good SUB and get a new card then combine. hegemony and PhoenixDown 2 Quote Link to comment Share on other sites More sharing options...
hegemony Posted January 27, 2022 Author Share Posted January 27, 2022 Junami all over again? requested 30K CLI on my <12 month old Wyndham card.. approved (tU HARD), I should have asked for more TheVig and DebtFreeIn04 2 Quote Link to comment Share on other sites More sharing options...
VintageWillow Posted February 1, 2022 Share Posted February 1, 2022 25k NFCU personal loan today. TheVig, hegemony, Journeyjeans and 1 other 4 Quote Link to comment Share on other sites More sharing options...
chrishillson Posted February 2, 2022 Share Posted February 2, 2022 I keep asking BoA for way too small CLI. Approved for something like $8k > $20k 9 months ago and just approved for the $28k I asked for. hegemony 1 Quote Link to comment Share on other sites More sharing options...
DebtFreeIn04 Posted February 7, 2022 Share Posted February 7, 2022 Nfcu hit love button a few weeks ago nothing. Just logged in today statement cut showed cli $4000 to 21k wa 49 % utilization when I requested. hegemony 1 Quote Link to comment Share on other sites More sharing options...
inthematrix Posted February 7, 2022 Share Posted February 7, 2022 1/15 Upstart loan approved for $20,000 (5 years at 7.41%) to pay down credit card balances. Score was 626 at the time. Returning to the board after an absence of a few years. Will post more in a separate thread so as not to hijack this one with questions. VintageWillow and DebtFreeIn04 2 Quote Link to comment Share on other sites More sharing options...
chrishillson Posted February 9, 2022 Share Posted February 9, 2022 Got my usual biannual +$2k on Citi while I was in the app activating the new card. hegemony 1 Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.