Jump to content

Getting a chargeback?


Blackpot1
 Share

Recommended Posts

This question may sound a bit strange but I am wanting to know how I can dispute a charge that I paid via cash. Can you do that? 

 

I took money out to pay a guy, let's call him scammer. And scammer did not fulfill my service and now will not give me refund. Mind you, scammer works by himself and he did not mention any refund policy or anything like that. I am assuming scammer wanted this to happen so I would not dispute the charge.    This is the main question I need answered: How can I dispute a charge that I took out via cash? 

 

Edited by Blackpot1
Link to comment
Share on other sites


11 hours ago, Blackpot1 said:

How was I supposed to know that the guy was a scammer and would not give me any service? That statement makes no sense to me.  

 

Due diligence? Ask for references? Are they well known for offering the service you were seeking? License, bonded, insured to perform the service? Don't be so trusting when money is on the line........aka "think more and feel less".

 

Your story, sadly is commonplace. See it all the time on local news. Again, sorry this happened to you, but I'm sure you'll know better next time.

Link to comment
Share on other sites

This question may sound a bit strange but I am wanting to know how I can dispute a charge that I paid via cash. Can you do that? 
 
I took money out to pay a guy, let's call him scammer. And scammer did not fulfill my service and now will not give me refund. Mind you, scammer works by himself and he did not mention any refund policy or anything like that. I am assuming scammer wanted this to happen so I would not dispute the charge.    This is the main question I need answered: How can I dispute a charge that I took out via cash? 
 


Unless you used your credit card to pay directly to a merchant for goods or services, any thoughts of a chargeback are a total waste of time. It's more than impossible.

If you took a cash advance out to pay the merchant, you are SOL as far as your credit card issuer goes.


Sent from my iPad using Tapatalk
Link to comment
Share on other sites

On 12/24/2021 at 8:41 PM, Blackpot1 said:

Truck moving service. 


Damn. When you say truck moving service, I assume you mean something like a United Van lines, except you used a an independent mom and pop type service? If that’s the case, you part of a long line of people who get scammed on a regular basis. Always the same story, the victim paid cash because the mover doesn’t take credit cards, cash only. 
 

A recent story I heard was a family paid some moving company, they came and packed up the furniture and went on their way. Furniture never made it to Florida. Out $3000 plus about $80k in furniture. 
 

If all they got was your cash, then you got off lucky. 
 

There are plenty of legit movers out there. At a minimum, the good ones don’t play cash only games. 

Link to comment
Share on other sites

On 12/22/2021 at 2:27 PM, Blackpot1 said:

This question may sound a bit strange but I am wanting to know how I can dispute a charge that I paid via cash. Can you do that? 

 

I took money out to pay a guy, let's call him scammer. And scammer did not fulfill my service and now will not give me refund. Mind you, scammer works by himself and he did not mention any refund policy or anything like that. I am assuming scammer wanted this to happen so I would not dispute the charge.    This is the main question I need answered: How can I dispute a charge that I took out via cash? 

 

Your ONLY recourse will be to sue.  There is nothing to 'charge back' since you didn't charge anything.  Had you actually charged something, you would have the standard protections afforded by V/MC/AXP/Dis.

Link to comment
Share on other sites

3 hours ago, TheVig said:


Damn. When you say truck moving service, I assume you mean something like a United Van lines, except you used a an independent mom and pop type service? If that’s the case, you part of a long line of people who get scammed on a regular basis. Always the same story, the victim paid cash because the mover doesn’t take credit cards, cash only. 
 

A recent story I heard was a family paid some moving company, they came and packed up the furniture and went on their way. Furniture never made it to Florida. Out $3000 plus about $80k in furniture. 
 

If all they got was your cash, then you got off lucky. 
 

There are plenty of legit movers out there. At a minimum, the good ones don’t play cash only games. 

:offtopic: a bit but I'm bookmarking this thread for the next time someone says you can save a lot of money negotiating a cash price instead of using a credit card...

Link to comment
Share on other sites

  • 1 month later...
1 hour ago, hegemony said:

interestingly, on the junior varsity credit forums this same question from a poster with the same moniker also went off the rails. strange how that works...


Over there if things are bad enough, and it don’t take much. They will sometimes just outright delete an entire thread, and not just lock it. 
 

A real head case. 

Link to comment
Share on other sites

interestingly, on the junior varsity credit forums this same question from a poster with the same moniker also went off the rails. strange how that works...

Just goes to show he is a multifaceted nutjob.


Sent from my iPad using Tapatalk
Link to comment
Share on other sites

3 hours ago, hdporter said:

This crap always leaves me a little sad (... I want to live in a more functional world ;) )

I get concerned that piling on all the clever putdowns could trigger someone (there's that annoying word) and they may not be in a healthy emotional place to handle it. Not everyone is tough as nails.

Link to comment
Share on other sites

4 hours ago, StarkRaven$ said:

I get concerned that piling on all the clever putdowns could trigger someone (there's that annoying word) and they may not be in a healthy emotional place to handle it. Not everyone is tough as nails.

 

A little too "spot on" for comfort 😖

 

On the other hand, without an outlet for the frustration that arises from a good faith effort being tiresomely thwarted, I worry for the well-being of a dog here and there (in other words, "piling on" may be the lesser of evils ... vs the proverbial "kick")

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

 Share




  • Member Statistics

    • Total Members
      184508
    • Most Online
      2046

    Newest Member
    Sandy22
    Joined
×
×
  • Create New...

Important Information

Guidelines