Blackpot1 Posted December 22, 2021 Share Posted December 22, 2021 (edited) This question may sound a bit strange but I am wanting to know how I can dispute a charge that I paid via cash. Can you do that? I took money out to pay a guy, let's call him scammer. And scammer did not fulfill my service and now will not give me refund. Mind you, scammer works by himself and he did not mention any refund policy or anything like that. I am assuming scammer wanted this to happen so I would not dispute the charge. This is the main question I need answered: How can I dispute a charge that I took out via cash? Edited December 22, 2021 by Blackpot1 Quote Link to comment Share on other sites More sharing options...
Admin MarvBear Posted December 22, 2021 Admin Share Posted December 22, 2021 Since you paid in cash, there would be no corresponding charge on your credit card to which you could tie the dispute. PotO and TheVig 1 1 Quote Link to comment Share on other sites More sharing options...
get.randy Posted December 22, 2021 Share Posted December 22, 2021 You took out a cash advance from your credit card? If so, there is no way to dispute this. TheVig 1 Quote Link to comment Share on other sites More sharing options...
TheVig Posted December 22, 2021 Share Posted December 22, 2021 @Blackpot1 Take this as a lesson learned. Don't do it again. Curious minds want to know. How much did you get taken for? I ask because it will help drive home to others, not to make the same mistake. hegemony 1 Quote Link to comment Share on other sites More sharing options...
Blackpot1 Posted December 23, 2021 Author Share Posted December 23, 2021 4 hours ago, TheVig said: Take this as a lesson learned. Don't do it again. How was I supposed to know that the guy was a scammer and would not give me any service? That statement makes no sense to me. Quote Link to comment Share on other sites More sharing options...
TheVig Posted December 23, 2021 Share Posted December 23, 2021 11 hours ago, Blackpot1 said: How was I supposed to know that the guy was a scammer and would not give me any service? That statement makes no sense to me. Due diligence? Ask for references? Are they well known for offering the service you were seeking? License, bonded, insured to perform the service? Don't be so trusting when money is on the line........aka "think more and feel less". Your story, sadly is commonplace. See it all the time on local news. Again, sorry this happened to you, but I'm sure you'll know better next time. centex 1 Quote Link to comment Share on other sites More sharing options...
hegemony Posted December 23, 2021 Share Posted December 23, 2021 14 hours ago, Blackpot1 said: How was I supposed to know that the guy was a scammer and would not give me any service? That statement makes no sense to me. what kind of service? Quote Link to comment Share on other sites More sharing options...
Blackpot1 Posted December 25, 2021 Author Share Posted December 25, 2021 On 12/23/2021 at 11:12 AM, hegemony said: what kind of service? Truck moving service. Quote Link to comment Share on other sites More sharing options...
PotO Posted December 26, 2021 Share Posted December 26, 2021 This question may sound a bit strange but I am wanting to know how I can dispute a charge that I paid via cash. Can you do that? I took money out to pay a guy, let's call him scammer. And scammer did not fulfill my service and now will not give me refund. Mind you, scammer works by himself and he did not mention any refund policy or anything like that. I am assuming scammer wanted this to happen so I would not dispute the charge. This is the main question I need answered: How can I dispute a charge that I took out via cash? Unless you used your credit card to pay directly to a merchant for goods or services, any thoughts of a chargeback are a total waste of time. It's more than impossible.If you took a cash advance out to pay the merchant, you are SOL as far as your credit card issuer goes. Sent from my iPad using Tapatalk TheVig and MarvBear 1 1 Quote Link to comment Share on other sites More sharing options...
TheVig Posted December 27, 2021 Share Posted December 27, 2021 On 12/24/2021 at 8:41 PM, Blackpot1 said: Truck moving service. Damn. When you say truck moving service, I assume you mean something like a United Van lines, except you used a an independent mom and pop type service? If that’s the case, you part of a long line of people who get scammed on a regular basis. Always the same story, the victim paid cash because the mover doesn’t take credit cards, cash only. A recent story I heard was a family paid some moving company, they came and packed up the furniture and went on their way. Furniture never made it to Florida. Out $3000 plus about $80k in furniture. If all they got was your cash, then you got off lucky. There are plenty of legit movers out there. At a minimum, the good ones don’t play cash only games. centex 1 Quote Link to comment Share on other sites More sharing options...
centex Posted December 27, 2021 Share Posted December 27, 2021 On 12/22/2021 at 2:27 PM, Blackpot1 said: This question may sound a bit strange but I am wanting to know how I can dispute a charge that I paid via cash. Can you do that? I took money out to pay a guy, let's call him scammer. And scammer did not fulfill my service and now will not give me refund. Mind you, scammer works by himself and he did not mention any refund policy or anything like that. I am assuming scammer wanted this to happen so I would not dispute the charge. This is the main question I need answered: How can I dispute a charge that I took out via cash? Your ONLY recourse will be to sue. There is nothing to 'charge back' since you didn't charge anything. Had you actually charged something, you would have the standard protections afforded by V/MC/AXP/Dis. Quote Link to comment Share on other sites More sharing options...
hegemony Posted December 27, 2021 Share Posted December 27, 2021 3 hours ago, TheVig said: Damn. When you say truck moving service, I assume you mean something like a United Van lines, except you used a an independent mom and pop type service? If that’s the case, you part of a long line of people who get scammed on a regular basis. Always the same story, the victim paid cash because the mover doesn’t take credit cards, cash only. A recent story I heard was a family paid some moving company, they came and packed up the furniture and went on their way. Furniture never made it to Florida. Out $3000 plus about $80k in furniture. If all they got was your cash, then you got off lucky. There are plenty of legit movers out there. At a minimum, the good ones don’t play cash only games. a bit but I'm bookmarking this thread for the next time someone says you can save a lot of money negotiating a cash price instead of using a credit card... MarvBear, TheVig, centex and 1 other 1 3 Quote Link to comment Share on other sites More sharing options...
hegemony Posted February 25, 2022 Share Posted February 25, 2022 On 12/27/2021 at 12:57 PM, hegemony said: a bit but I'm bookmarking this thread for the next time someone says you can save a lot of money negotiating a cash price instead of using a credit card... Friday night Quote Link to comment Share on other sites More sharing options...
TheVig Posted February 26, 2022 Share Posted February 26, 2022 1 hour ago, hegemony said: Friday night Quote Link to comment Share on other sites More sharing options...
hegemony Posted February 26, 2022 Share Posted February 26, 2022 15 hours ago, TheVig said: interestingly, on the junior varsity credit forums this same question from a poster with the same moniker also went off the rails. strange how that works... Quote Link to comment Share on other sites More sharing options...
TheVig Posted February 26, 2022 Share Posted February 26, 2022 1 hour ago, hegemony said: interestingly, on the junior varsity credit forums this same question from a poster with the same moniker also went off the rails. strange how that works... Over there if things are bad enough, and it don’t take much. They will sometimes just outright delete an entire thread, and not just lock it. A real head case. Quote Link to comment Share on other sites More sharing options...
StarkRaven$ Posted February 27, 2022 Share Posted February 27, 2022 10 hours ago, hegemony said: interestingly, on the junior varsity credit forums this same question from a poster with the same moniker also went off the rails. strange how that works... They were having the same problem with poster not being forthcoming with enough information to even help. centex, TheVig, hegemony and 1 other 4 Quote Link to comment Share on other sites More sharing options...
PotO Posted March 3, 2022 Share Posted March 3, 2022 interestingly, on the junior varsity credit forums this same question from a poster with the same moniker also went off the rails. strange how that works...Just goes to show he is a multifaceted nutjob. Sent from my iPad using Tapatalk Quote Link to comment Share on other sites More sharing options...
hdporter Posted March 3, 2022 Share Posted March 3, 2022 This crap always leaves me a little sad (... I want to live in a more functional world ) Quote Link to comment Share on other sites More sharing options...
StarkRaven$ Posted March 3, 2022 Share Posted March 3, 2022 3 hours ago, hdporter said: This crap always leaves me a little sad (... I want to live in a more functional world ) I get concerned that piling on all the clever putdowns could trigger someone (there's that annoying word) and they may not be in a healthy emotional place to handle it. Not everyone is tough as nails. hdporter 1 Quote Link to comment Share on other sites More sharing options...
hdporter Posted March 3, 2022 Share Posted March 3, 2022 4 hours ago, StarkRaven$ said: I get concerned that piling on all the clever putdowns could trigger someone (there's that annoying word) and they may not be in a healthy emotional place to handle it. Not everyone is tough as nails. A little too "spot on" for comfort 😖 On the other hand, without an outlet for the frustration that arises from a good faith effort being tiresomely thwarted, I worry for the well-being of a dog here and there (in other words, "piling on" may be the lesser of evils ... vs the proverbial "kick") StarkRaven$ 1 Quote Link to comment Share on other sites More sharing options...
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