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Credit app for Marv


joshuas
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Marv, thank you for taking the time to review this app. I’m curious your thoughts on a range of APR’s I may qualify for and if a prime lender like Toyota would finance my new car purchase.  i have a long history of auto loans and leases paid on time and closed in the $1,300/month range. Also interesting if a lender would accept my proof of income. Half of my revolving accounts are charged off.  The rest are open, current and close to be maxed out.
 

Credit Application:

Your Age:  43

Your Equifax Credit Score: 585
Your Experian Credit Score: 572
Your TransUnion Credit Score: 595

How long have you been on file with the 
CRA?s?  Since 1994

Previous Automotive Credit History:
Do you have an open auto loan? Yes
Will this loan be a trade-in? Yes
Number of late pays within the last 12 months on the currently open loan?  0
Number of late pays within the last 13-24 months on the currently open loan? 0
Current open auto loan is financed with? Honda Financial
Current open auto loan payment is? $650
Estimated amount you may be upside down in this vehicle? 0
Rate your payment history on this open auto loan from 1-10 (10=BEST). 10

 

I have read and understand the original pinned "No Credit Check Required" topic.

Revolving Credit History:
Total number of revolving accounts?  25
Total percent utilization overall? 
 97%

Your Information:
How long at residence?  2 years
Rent/Homeowner/Live with relative?  Rent
How long at current job?  Not currently employed
Total Provable MONTHLY GROSS INCOME? 
 25,000.00 gross 
Provable via computerized paystub or what method?  Settlement paid through my attorneys office w/ documentation 

Your Downpayment in CASH: $20,000
Rebates not considered; Trade Equity not considered: CASH ONLY PLEASE INPUT.

Does any credit repository contain any Public Record? 
 No
Is so, please describe.

Does any credit repository contain any Collection Account(s). No
If so, please describe.

New or Used Vehicle you are considering; please describe:  2022 Toyota Highlander XLE

Your creditworthiness on a scale of 1-10 with 10 being the best:
OVERALL credit:
Installment Credit History: 
 10
Revolving Credit History:  3

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