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Fresh out of BK7 and trying to rebuild


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Hello all, I found out about this website through a friend and Im looking forward to gather as much info as I can to get back on track.

 

I am 3 months off a discharged chapter 7 and am looking to rebuild my credit.  

 

Current Ficos off Experian 30 day trial subscription:

 

EX - 623

EQ -611

TU - 606

 

Not sure how reliable they are. 

 

2 weeks out of BK7 I received a preapproved offer from Credit One for a CC with a 500 limit.  I took it since I needed to start somewhere

 

Last week got a preapproved offer from Upgrade Card and gave a a $2500 limit tha will be $8000 after I turn in two paystubs. No annual fee(any one have experience with them?) 

 

Today I got a preapproved offer from Mercury Mastercard and was approved  for $3000 no annual fee

 

Any other tips or suggestions are welcome

 

Ben

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17 hours ago, BenDsol said:

Hello all, I found out about this website through a friend and Im looking forward to gather as much info as I can to get back on track.

 

I am 3 months off a discharged chapter 7 and am looking to rebuild my credit.  

 

Current Ficos off Experian 30 day trial subscription:

 

EX - 623

EQ -611

TU - 606

 

Not sure how reliable they are. 

 

2 weeks out of BK7 I received a preapproved offer from Credit One for a CC with a 500 limit.  I took it since I needed to start somewhere

 

Last week got a preapproved offer from Upgrade Card and gave a a $2500 limit tha will be $8000 after I turn in two paystubs. No annual fee(any one have experience with them?) 

 

Today I got a preapproved offer from Mercury Mastercard and was approved  for $3000 no annual fee

 

Any other tips or suggestions are welcome

 

Ben

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