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CA Responded to Validation Letter by changing balance to $0


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I sent out a validation letter to a medical collection on the 1st. today the 17th i got an alert that a new account was added. The account was never removed to my knowledge but it is the same Collection but now the balance says zero.  Why would they do this? I haven't received any response from them.   Should I wait the 30 days to see if they remove, or move forward with another letter?  Thanks for any response 

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7 hours ago, cv91915 said:

It sounds like they interpreted your letter as a dispute, and updated the trade line.

 

Did you pay this collection to the CA?  Should the balance actually be $0?

I think so too. It now says "Paid, was a collection account, insurance claim or government claim or was terminated for default." How would you respond to that?

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18 hours ago, CandiedCredit said:

I think so too. It now says "Paid, was a collection account, insurance claim or government claim or was terminated for default." How would you respond to that?

WHAT is the history of the account? 

 

A dispute does not obligate them to remove an account.  You ALSO don't indicate which paper report you are looking at.  Online shiny baubles are not worth what people believe they are worth...

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On 10/18/2021 at 5:32 AM, centex said:

WHAT is the history of the account? 

 

A dispute does not obligate them to remove an account.  You ALSO don't indicate which paper report you are looking at.  Online shiny baubles are not worth what people believe they are worth...

Its a medical bill, that I did not pay, but should haven been covered thru insurance.  im looking at each report on their site. transunion.com & experian.com. It was actually removed from Equifax. I did get an alert that it had been updated on Traansunion. Im just confused why they would update to paid, when it was not paid. 

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20 hours ago, CandiedCredit said:

Its a medical bill, that I did not pay, but should haven been covered thru insurance.  im looking at each report on their site. transunion.com & experian.com. It was actually removed from Equifax. I did get an alert that it had been updated on Traansunion. Im just confused why they would update to paid, when it was not paid. 

Never rely upon online reports, even if it purports to be from a bureau.  Paper reports.  Yes, there are reasons, which have been discussed at length across at least the past 20 years. 

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