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Amex Business Cards - Hard Pull on Personal Credit Reports?


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I've been informed by my better half that we will be doing some significant projects around the house this fall.  Since that means Lowe's and Home Depot, I'm tempted to get the Amex Lowe's business card.  Does anyone know if it will show up as a hard pull with the CRAs?

If you already have an AmEx personal card, chances are they will NOT pull your credit for any new app.

If you do not have any AmEx card currently, they definitely will pull.

They pull Experian.


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