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What's the current status of MC/VISA policies?

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I'm a little out of the loop now, so I'm wondering what is the current status of MC & VISA merchant policies are?  (The policies thread is now read-only, and I don't know where else to put this.)


The surcharge policy, specifically.  Surcharges used to be prohibited completely (though cash discounts were fine).  Around here recently, and I mean in just the last 4 to 6 months, surcharges are becoming huge.  They're increasingly all over the place, usually between 3% and 4%.  So I guess my questions are...


  1. Are surcharges still prohibited, or are they now allowed in all or limited circumstances?
  2. If allowed, are they allowed for credit but not debit?  (There seems to be disagreement among merchants here on that.)


Thanks.  :)

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I don't believe each processor still retains their own policies.    I don't think any state has changed their laws pertinent to the use of Credit or Debit cards.


It had long ago become nothing more than a for arguments.  None of us wanted to monitor arguments, so, we left it in place and made it read only.


There may be other members who have new information and I'm sure they will be delighted to try and help.

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