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Surprised Penfeds first "My Offer" penfed gold


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Looks like a snoozer offer.  Been member for 5 years . No penfed cards yet probably keep it that way.  Trying to hold out for Chase. They denied app for Flex in May, got a couple other decent subs citi and Regions bank. 1 spot left  for chase for 5/24. Might give it 6 months.

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5 hours ago, DebtFreeIn04 said:

Looks like a snoozer offer.  Been member for 5 years . No penfed cards yet probably keep it that way.  Trying to hold out for Chase. They denied app for Flex in May, got a couple other decent subs citi and Regions bank. 1 spot left  for chase for 5/24. Might give it 6 months.

I would not trust Chase for any approval without a FICO 8 score of 730+, besides the main pull from Experian and additional inquiries from either Equifax or TransUnion,  it is not worth applying unless you focus on sign-up bonuses or hospitality it as the credit limit increases later on. And one more thing which sucks big time, the cash advance available limit is just 5% of the total credit limit. I'd save the hard-pull for an additional NFCU card or a PenFed PLOC, a smarter move with just 1 inquiry.

 

I also got the same offered...  :D

 

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