Looking for a new balance transfer CC

[dennybop]

I have 5 credit cards with a total availbe  ofbout $9000. My current CC use is is 12% today but will be under 10% the first week of Junee under %10 next month.  The only balance of about $1000 is on my Discover 0% card that will end the promo in December 2021. I'm not having a problem paying my monthly balance due.  In fact I usually pay in $200 to $400 on my outstanding balance oftern at least 2 times a month.  My current credit rate is about 737.  I had a bankruptcy 5 years ago.  Before that I had excellent credit. My bankruptcy was due to a health crists rather than irresponsible use of my CCs'. I'm now  rebuilding my credit.
My first question is this: Is it likely or unlikely that I'll get approved for another balance transfer CC? I know no one but the algorithm that accepts or denies any individual I'm just asking for personal experience re: this. 

My second question has to do with closing one or both of the Capital One CC's I have.  There's no outstanding balance on either. My credit line on one is $750 and the other is $250.  I don't really need these accounts and very rarely use them, and then pay off the outstanding balance right away.  If closing these accounts makes getting a new 0% balance promo (for at least 15 months) I'm willing to do it.  If this extra amount of unused credit I have will increase the odds of getting a new $0% balance transfer card I'll leave my Capital ONe CC's open..

As a side note: I've always paid off my Discover card within 3-4 months and that's what I expect to do with the current balance.  I'm heading off on a trip in AUgust and would feel more comfortable finding s new ba;amce transfer card befpre going

[MarvBear]

 

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